Bruce Brammall, 21 August, 2019, Eureka Report SUMMARY: Partners in life and partners in super – two strategies to maximise tax-free super in your marriage. Superannuation is often seen as an individual sport – one person fighting to create the biggest pot they can. But played right, for couples, super should be a team sport. […]
Bruce Brammall, 7 August, 2019, Eureka Report SUMMARY: Restrictions on contributions for SMSFs with LRBAs are about to increase. What you need to know now for fresh borrowings. DIY super investors might be forced to sell other fund assets to repay property loans, under new laws designed to further restrict contributions. The Morrison […]
Bruce Brammall, 12 June, 2019, Eureka Report SUMMARY: Time to do an urgent stocktake of your personal risk insurance – particularly whatever you’re holding in super. Billions of dollars of insurance was automatically cancelled at the end of the financial year. Bizarre, but true. The government-imposed mass extermination of insurance policies hit on 1 July. […]
Bruce Brammall, 15 May, 2019, Eureka Report SUMMARY: Double “gotcha!” moment on the campaign trail! Sadly, proving neither leader understood their own superannuation policies. One of the great problems with superannuation’s complexity is that the chief idiots-in-charge don’t actually understand what it is they’re making rules about. Superannuation has tripped up many on the campaign trail […]
Bruce Brammall, 17 April, 2019, Eureka Report SUMMARY: Don’t miss the opportunity to make bigger NCCs to your super fund by misunderstanding the rules. Here’s what you need to know. Getting money into super has become a great deal harder in recent years, with various layers of caps complicating one’s ability to contribute. There have been […]
Bruce Brammall, 3 April, 2019, Eureka Report SUMMARY: Some will be able to pump an an extra $250,000 into super from the Coalition’s Budget. Can you benefit? We’ve become conditioned in recent years that when superannuation comes up in a Budget, it ain’t gonna be good. The bad streak […]
Bruce Brammall, 5 March, 2019, Eureka Report SUMMARY: Low interest rates make the strategy of topping up super instead of paying down the home loan a worthwhile consideration. If you’re in your 50s, do you smash the home loan? Or contribute extra to super? Does one strategy beat the other, or is it really just “same […]
Bruce Brammall, 19 March, 2019, Eureka Report SUMMARY: A win for some little SMSF people and the figures showing buying off-the-plan is a financial disaster. Within a few minutes of Mary and Rohan sitting down with me, my blood had started to boil. Not because of them. They were an ordinary, hard-working, lovely, professional couple. […]
Bruce Brammall, 20 February, 2019, Eureka Report SUMMARY: DIY super fund trustees get political, forming their own party to take their interests to Canberra. Self-managed super fund trustees are feeling pretty peeved. Picked on and pilloried by politicians, many feel it’s time to rise up and stick up for themselves. They’ve been under attack, […]
Bruce Brammall, 6 February, 2019, Eureka Report SUMMARY: Super fund fees should never have been used to cross-subsidise personal financial advice, Kenneth Hayne argues. Superannuation is going back to basics. Kenneth Hayne wants to deliver a pure, cut-the-crap, “unplugged” version of how great superannuation should be. It should be run by a posse of “Super […]
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