Bruce Brammall, The West Australian, 15 February, 2021 Elon Musk doesn’t care much for rules or boundaries. Certainly not the rules of science, gravity, defamation or securities exchange bosses. He revels in having an extreme view on pretty much everything, from populating Mars to Covid-19, from public transport to artificial intelligence. And the world needs […]
Bruce Brammall, The West Australian, 1 February, 2021 Once upon a time, saving was fun. Put money into the bank and get a warm glow each month when your interest arrived. Remember then? When banks actually paid interest and helped you […]
Bruce Brammall, The West Australian, 23 November, 2019 When we first considered bidding on the house my family now calls home, my biggest concern was the backyard. Mrs DebtMan and I were upgrading from a two-storey terrace to something with a yard, so the kids could kick a ball, have a trampoline and […]
Bruce Brammall, The West Australian, 9 November, 2020 Couldn’t help but think of one of Dirty Harry’s most famous lines when the Reserve Bank cut interest rates last week. As the wounded bank robber lay on the street, deciding whether or not to reach for his gun, he couldn’t remember whether Harry Callahan had one […]
Bruce Brammall, The West Australian, 12th October 2020 Superannuation has had a rough year. Smashed to pieces by toppling markets in March, followed by a “legal” $33 billion raid by cash-strapped Australians. While things have settled (for now), super funds, like the rest of the planet, are keen to kick 2020’s backside out the door. […]
Bruce Brammall, The West Australian, 28 September, 2020 I love self-managed super funds. But, without doubt, too many Australians dive into this pool and crack their skulls on the bottom. Australian investors love control. We love direct property and direct investing in the share market. And, in recent decades, we’ve come to love self-managed […]
Bruce Brammall, 13 November, 2019, Eureka Report SUMMARY: Super fund property gearing is still an effective, legitimate, strategy. With property markets rebounding, could it deliver rewards for you? In recent times, “super fund property gearing” has become a dirty phrase. For two years, until recently, property prices in the two biggest markets of Sydney […]
Bruce Brammall, 16 October, 2019, Eureka Report SUMMARY: In-specie transfers to your SMSF should be back on the table, particularly for employees. The world’s entered a time-warp dimension when just the franking credits on a parcel of shares in a super fund are giving better returns than cash. Buy some Westpac shares and you’ll get […]
Bruce Brammall, 18 September, 2019, Eureka Report SUMMARY: Partners in life and partners in super, Part II. Two more strategies for better super balances and bigger government pensions. Sometimes by giving a little ground in a relationship, you can both come out bigger overall winners. That doesn’t seem to be working too well for […]
Bruce Brammall, 4 September, 2019, Eureka Report SUMMARY: Funds flow to industry funds, in wake of Royal Commission making “choice” funds a tough case. Self-managed and retail superannuation funds have suffered big swings against them in the latest industry statistics. The two sectors at the “choice” end of the super spectrum posted anaemic growth rates […]
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