Bruce Brammall, The West Australian, 12 July, 2021 Want to put on a smile? Go look at your super balance. I’ll wait. Hey! How good was that performance? Wet blanket moment: Don’t hold your breath waiting for that to happen again in your lifetime. It might, but it’s unlikely. Traditional balanced super funds were likely […]
Bruce Brammall, The West Australian, 26 July, 2021 Don’t you love some of those cosmic laws? You know, the ones that sound like they’re laws of physics, but aren’t. Murphy’s Law: “Anything that can go wrong, will”. Parkinson’s Law: “Work expands so as to fill the time available for it’s completion”. And the Law […]
Bruce Brammall, The West Australian, 28 June, 2021 “You’ve never been richer” says the Government’s chief statistician. And he’s quoting stats, so you know it’s 100 per cent fact. (Oh, except for when they need to belatedly revise things.) Given the financial year we farewelled last month, that would have been a gutsy prediction […]
Bruce Brammall, The West Australian, 14 June, 2021 June is finance Grand Final time and you can smell the tension in the air. Might make you jumpy enough to get you a little punchy – give or take a little bit of a jab. Lucky […]
Bruce Brammall, The West Australian, 31 May, 2021 Kids always seem to forget their parents were once their age. And every excuse they try to pull on is one their oldies have previously used themselves. “Oh, DebtBoy. You haven’t done your homework because you haven’t had […]
Bruce Brammall, The West Australian, 17 May, 2021 No matter your political colours, it’s fair to say most rules and laws are made for sensible reasons – at the time they’re made. But while laws stand still, time marches on. And stagnant laws can age just as badly as fashion. I present two examples […]
Bruce Brammall, The West Australian, 3 May, 2021 Done and dusted. That’s it. A line in the sand has been drawn on low interest rates. The only way is up. The Reserve Bank has mouthed the words. And the major lenders have responded. They’ve even told us when. […]
Bruce Brammall, The West Australian, 19 April, 2021 The on-off argument went for longer than a year. But, finally, Mrs DebtMan and I agreed on terms. And a way forward. It was tough. As always in these situations, there were no outright winners. Both sides had to compromise. But […]
Bruce Brammall, The West Australian, 5 April, 2021 It’s not often that first home buyers get one-up on investors. But they certainly did coming out of the depths of Covid last year. In a “normal” market cycle, investors tend to swoop first on the bargains, leaving first timers buying into an already rising market. This […]
Bruce Brammall, The West Australian, 1 March, 2021 There’s an old investor saying – no-one rings a bell at the bottom of the market. But if you listen really closely, you can sometimes hear the far-off sounds of the stampede. The roar starts small. It’s a while, generally, before you can see […]
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