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Tag: SMSFs.

What will happen with LRBAs?

Bruce Brammall, 23 January, 2019, Eureka Report     SUMMARY: Property scares for SMSFs under a Labor Government are bubbling away, but don’t believe everything you read. Sometimes you leave something slowly simmering in a pot, only to turn back moments later to find it exploding uncontrollably like molten lava. That has certainly been the […]

The year ahead for SMSFs

Bruce Brammall, 9 January, 2019, Eureka Report SUMMARY: Here are the major issues to consider if you’re gazing into your SMSF crystal ball for the year ahead. Without what seems an unlikely bounce in asset prices, there’s probably not a lot of joy for DIY super trustees looking into their crystal balls for 2019. And […]

The wins and losses for super

Bruce Brammall, 19 December, 2018, Eureka Report   SUMMARY: The wins and the losses of superannuation in 2018 – plenty to celebrate, but some land mines to watch out for. “Big bang” changes were thankfully off the radar, but DIY super trustees had plenty to keep their eyes on in 2018. On the investment front, […]

The power tool of super

Bruce Brammall, 5 December, 2018, Eureka Report   SUMMARY: Concessional contributions 101: Building your super and saving tax as you approach retirement. For anyone within a decade of retirement, super planning is critical. And a big part of that strategy is about maximising your super contributions. The difference between using that decade wisely and not, […]

Busting five myths about SMSFs

Bruce Brammall, 21 November, 2018, Eureka Report SUMMARY: New survey aims to bust a few myths about running SMSFs, and shows how much work is really involved. DIY super fund trustees are spending more than eight hours a month running their retirement savings, a new survey shows. About two hours a week is what trustees […]

Debunking LRBAs

Bruce Brammall, 14 November, 2018, Eureka Report SUMMARY: The winds of change might be sweeping through, but geared DIY super property investment is not dead. So many misconceptions. Property markets are in falling in some major cities. And conditions in the lending market mean it is harder to get funding. Both of which are posing […]

Super changes have made dying more complex

Bruce Brammall, 7 November, 2018, Eureka Report     SUMMARY: What you need to know and do about your super before you die – super estate planning basics. Death is never easy for those left behind. And when it comes to superannuation and death benefits, it’s become a whole lot messier in recent times. The […]

Why Australia’s pension ranking slipped

Bruce Brammall, 24 October, 2018, Eureka Report SUMMARY: Australia’s retirement income system scores a B, losing our spot on the podium to Finland. Ballooning household debt and tougher testing for government pensions have seen Australia’s retirement incomes system marked down in an international survey. Australia gave up the third spot on the podium this year […]

Key arguments for and against setting up a SMSF

Bruce Brammall, 17 October, 2018, Eureka Report SUMMARY: Three reasons that should, and three reasons that should not, be why you might set up a SMSF. It might seem like a self-managed super fund is the trend. And if everyone else seems to be doing it, surely you can do it to. Not so fast. […]

A court unlocks the sole purpose test

Bruce Brammall, 10 October, 2018, Eureka Report SUMMARY: Is the Aussiegolfa decision a small crack in the dam for SMSFs wanting to lease residential properties to related parties? DIY funds have always operated under a simple rule when it comes to residential property – never, ever, lease it to a related party. Just steer clear, […]