Little known fact: I was the first ever victim of internet credit card fraud in Australia! Okay, not the first. But it was last century, which made it pretty early in the history of cyber crime. And it scared me off online purchasing for years. It was 1998 and I’d never bought anything over the […]
MOST of us need? Seriously. All Gen Xers need it! Like we need air. And Sunnyboy iceblocks on 40 deg day. Ask yourselves the following. Have you got a mortgage, kids, partner, debt or a job? Still breathing? The more of those you said “uh-huh” to, the more insurance you need. Unless you won lotto […]
WHOA, dudes! It’s January! Anyone for beach cricket, downing a few frothy ones and cheering congestion-free roads? Can’t we just bask in the glow of that gnarly second half of 2012, where Australian shares did 16 per cent? No? You’re right. It’ll be June 30 before we know it. Okay, the first strategy involves noting […]
I feel like Homer Simpson at this time of year. Um, actually, maybe “I look like” Homer Simpson. After 25 Christmas parties in 25 days, I can’t see my belly button. I’ll tackle that in January. What I need help with is … what is that thing in my navel? Is it just useless fluff? […]
Little DebtBoy starts school next year. He’s more excited about it than Christmas. More than anything, I’m desperate for him to love learning. If I can instil in him a passion for knowledge, my most important job as a dad will be done. Constant learning deepens your understanding of everything – even outside the area […]
Newton’s Third Law of Interest Rates: “For every cheer, someone sheds a tear.” I know, there’s no such thing. Sir Isaac was no economist (the dismal science). He was a physicist (something that deals in relative certainty). But you could convert all three of his laws of motion into equally accurate money rules. Most notably […]
Hey, I’m no Grinch. Well, maybe a little. I love Christmas, but I do believe we’ve fallen Lock, Stock and Two Smoking Barrels for this whole present giving thing. Seriously, it’s like we’ve got a gun at our heads at the cash register! Since hearing an “alternate” story about the fat red-suited dude at age […]
Debt Man #50 dec2012
By selling my children. And maybe also a kidney. That will both keep a lid on spending, and raise some bucks at this most expensive time of year. Sure, saying farewell will be sad. Maybe I can arrange visitation rights. Will the guy who buys my kidney want to catch up for coffee? Kids add […]
Demographer Bernard Salt says Generation X changed the concept of growing up. Xers believed age 18, even 21, was too early to become an adult. “Can we delay the whole responsibility thing for a while …” Maybe not as long as Charlie Sheen’s character in Two and a Half Men (and hey, with Charlie in […]
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