Bah! Here we go again! People trying to make out that debt is either diseased, the devil, or a financial death sentence. Debt doesn’t cause cancer, it doesn’t wear Prada and it won’t kill you (unless you owe The Mob). Debt is, however, a four-letter word, so be careful how and when you use it. […]

There are only two sure ways. Option one: “Use The Force, Luke”. Option two: Don’t invest. Sadly, precious few of us have completed any formal Jedi training with Obi-Wan Kenobi or Yoda.  And not investing isn’t a viable option. Company failures suck. Big ones. As do markets that fall by 55 per cent. But while […]

Trick question Gen X: “What’s your most valuable asset?” The standard answers are predictable – car, home, shares or super. My mate, Simon, includes his 80s superhero comic collection. Seriously. Those answers are all wrong. (And Simon, we need another chat.) A Gen Xer’s most valuable asset is his/her ability to work. A 35-year-old earning […]

Australia’s obsession with property clearly has more power and passion (and longevity) than Peter Garrett’s opposition to uranium. But is it still the “great Australian dream”? That is so ’60s – so Boomers and Retirees! Haven’t Gen Xers moved on from all that? Absolutely not. And nor should we. While it became known as Australians’ […]

Like sex, if you find tax time scary or boring, then you’re not doing it right. A Gen Xer’s life is hectic. For some, it is long working hours and a busy social life. For Gen X parents, it’s juggling a crazy career and/or never-ending home duties with a mortgage, investments and controlling a household […]