Just one? That’s like asking me to pick my favourite Friends cast member, my favourite child, or my favourite beer. So hard it’s nasty! The rules of money are so interwoven. In Debt Man Walking, I outlined the five global money rules: delayed gratification; compounding; diversification; risk versus reward; and the power of leverage. If […]

A beer isn’t just a great thirst quencher. It can help you get drunk. A hot car not only saves you walking 200km to work each week, but can also help you pull chicks. A home is “same, same, but different”. Sure, it’s a place to stash your stuff. But a home mortgage is also […]

What else but what you earn. Sadly, way too much credence is placed on a person’s income. The more someone earns, the more “brains” society credits them with having. There may be some correlation, but income doesn’t make someone money smart. There are just as many people who earn extraordinary incomes who are as money […]

The question ain’t fair! I’m a financial adviser. How can I possibly say “no”? And I wouldn’t say no. But I will say, emphatically, the government is making it really hard to say “yes” for Gen Xers. A bigger grudge purchase than insurance normally is. The Federal Government just ticked off on premium increases of […]

A self-employed friend once said via Facebook, “everyone should start a business in their lifetime”. I couldn’t disagree more. I understood his point – when things are clicking, the feeling is euphoric – but there are good reasons why so many small businesses fail. So I’ll start with the negatives. The hours can be brutal, […]

Cue Louis Armstrong: “You like to-may-to. I like to-mah-to. Let’s call the whole thing off.” Yup, there is only one way. And I think, deep down, y’all know what it is. So, walk up to your partner, say thanks for the lovely, if sometimes challenging, times you’ve shared and have a kiss. Then call it […]