Hey, just how bad can a super fund be? Believe me, you have no idea. Some super funds from the 80s and early 90s are nothing short of criminal. Yes, criminal. I’ll go one step further. Some 80s superannuation executives should be awaiting their final meal on death row for crimes against their customers, a […]
Damnit! Too late! Why are we asking this question now? Should have asked this 10 ¾ months ago. But, instead of planning for tax time throughout the year … we leave it to the last minute. Month. Whatever. I know tax is not something you want to think about all year round. If you’re not […]
Marshmallows, money trees and managing risk. The first two are sexy enough to be easy sells to my DebtKids. The last one … just not so catchy, is it? Marshmallows is about delayed gratification – “evil” scientist Walter Mischel’s experiment to see if kids could stay in a room without eating a marshmallow. Most kids […]
COMFORTABLE?! Who wants “comfortable”? Raise your hand if exceedingly average, mundane and boring appeals to you? No-one? Right, let’s get real. Let’s substitute “comfortable” for … “obscenely wealthy”. Gen Xers, aim for ridiculously lavish. This is where you spend and splurge the equivalent of Fiji’s gross domestic product annually. Sometimes maybe even in Fiji, but […]
Click here to read Debt Man #55 may2013
What if the meaning of the letters W-E-L-C-O-M-E were officially changed from “welcome” to “loser”? (A bit random, I know. Stick with me.) But you didn’t know. You then wouldn’t understand why party guests, as you greeted them to your house, punched you in the face. On a macro level, I think the single best […]
You don’t ask. Too much like pestering, like your own kids demanding the latest Barbie/Ben 10 widget. You want money from the oldies? Keep it family like … like the Mafia. You make threats. Emotional blackmail works a treat. (And doesn’t leave bruises!) Our parents are at ages when they’re worried about becoming physically and […]
UM, here! (Right answer, Mr Editor?) But you need more than we can fit here each week. We’re talking two commodities here. One is information. Two is time. There is, literally, truckloads of information. And, as luck would have it, Gen Xers have oodles of time on their hands. Careers, kids, after school and weekend […]
A balanced budget? For Gen X? Seriously? If Treasurer Wayne Swan can’t do it – with the ultimate power to tax the population – what hope us? Gen Xers’ current life stage is known as “Mega Maid” – the giant vacuum cleaner in Spaceballs – as mortgages and midgets hoover the bank account. But we […]
It’s time to lay the (credit) cards on the table. We’ve had a national “sorry” day. I believe it’s now time for a national, annual, “thankyou” day. And today is perfect! One week after April Fool’s Day! Australia’s credit card “fools” need some recognition. They shout the rest of us, who use credit cards properly, […]
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