SUMMARY: Make sure you get your salary sacrifice sorted properly in the 30 June final countdown for contributions. Timing is everything. Normally top of mind when I’m swinging a golf club or a tennis racquet. But every June, you should have superannuation timing on the brain. This June in particular. We’ve not got […]
SUMMARY: Put insurance at the top of your considerations when moving super from anywhere to anywhere. Sometimes the “advice” you get from the Tax Office is the worst advice you will ever receive. So bad, in fact, that it should be banned. Yes, correct. I repeat, the ATO should be banned from providing […]
SUMMARY: ATO clarifies rules on $1.6m pension rollbacks, and gives a pardon for death benefit errors in the past. The Tax Office has handed out pardons for some past sins as it tries to smooth the deck of some compliance issues ahead of 1 July. The […]
SUMMARY: Salary sacrifice changes forever on 1 July. Are you ready? One big question that will not be answered until after 1 July is … how many employers will even continue to offer super salary sacrifice for their staff? From 1 July, 2017, […]
SUMMARY: Super bonus for downsizing retirees the upside, property tax deductions the main downside from Federal Budget 2017. If you are a self-managed super fund trustee, it’s safe to take a breath. Take in a deep one. The Federal Budget was one that largely left SMSFs alone. It absolutely needed to be – with all […]
SUMMARY: How the death of a spouse will impact on the $1.6m pension limit. And what to do about it. In days gone by, a good old reversionary pension would generally do the trick. It’d cover most situations. […]
SUMMARY: Gearing-in-super issues continue to be touched up in the lead up to 30 June. Things are getting interesting in the super fund loans space and the 30 June light coming down the super-changes tunnel. “Interesting” in an “uncertain” sense. The light could be a train. […]
SUMMARY: SMSF property investors are not the enemy of first home buyers. Property and superannuation are top of the pops at the moment – barely a TV news bulletin occurs without one of both of them getting a guernsey. This is more airplay than either of them usually get. Putting them both in the […]
SUMMARY: Five strategies for couples to even up super balances this year, if they can act quickly. Fatigue has set in. And some barely repressable anger. Treasurer Scott Morrison’s Budget on May 9 had better not have major super changes in it. The changes that got through parliament late last year […]
SUMMARY: The bleatings of some self-interested SMSF service providers should not mask that some people should be saved from themselves. With the slightest hint of increased regulation in most sectors, teeth start gnashing and mouths start frothing. Reminds me a little of […]
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