Bruce Brammall, 18 April, 2018, Eureka Report SUMMARY: End of financial year is fast approaching. But you can get ahead of the game with these seven tips. Never has it been more important for your superannuation for you to get ahead of the game and understand the rules, before the end of financial […]
Bruce Brammall, 11 April, 2018, Eureka Report SUMMARY: Some of the real power behind downsizer contributions might be how you combine them with non-concessional contributions. Downsizer Contributions eligibility starts on 1 July and the interest in making use of this new strategy is growing. To that end, I want to update you with a real […]
Bruce Brammall, 21 March, 2018, Eureka Report SUMMARY: This year, Australians will be able to make tax-deductible contributions to their super funds. Here’s what you need to know. Last-minute super tax planning is now, at long last, available to (almost) all. But, as we approach the end of the financial year, it’s about […]
Bruce Brammall, 14 March, 2018, Eureka Report SUMMARY: Labor’s plan to axe excess imputation credit refunds would have a seismic impact on DIY super investors. Ending the refund of excess franking credits would redraw the boundaries for investing for Australia’s DIY army. More broadly, it would negatively affect almost anyone with a super fund – […]
Bruce Brammall, 7 March, 2018, Eureka Report SUMMARY: Transition to retirement still makes sense. And not doing so, for some, would be like leaving money lying around on the ground. Some of the fun in transition to retirement pensions was surgically removed last year. But not all of it. TTR strategies are still […]
Bruce Brammall, 28 February, 2018, Eureka Report SUMMARY: Strategies to avoid our “death tax” on super. If you don’t like donating extra to the Tax Office, and particularly not after you die (the blood-hungry scoundrels), then do I have some news for you! Unlike many countries, Australia does not have a death tax. Not officially […]
Bruce Brammall, 21 February, 2018, Eureka Report SUMMARY: Why are trustees still drawn to geared property in super? It’s still all about the investment. But here’s how the numbers look. We all know that property investment inside super is going to look different to the same investment in your own name. How can it […]
Bruce Brammall, 14 February, 2018, Eureka Report SUMMARY: Are SMSFs being held back from entering the property market? Yes, absolutely. Is this a bad thing? That’s less certain. You don’t have to go back far to find screaming headlines that DIY funds were the devil responsible for pushing property prices ever higher. And, as […]
SUMMARY: Into your super or into your home? Where do you plough excess savings? Something left over after all the bills are paid is generally the aim of the game. It happens too rarely, to too few. The reality is, for most, where excess savings exist, expenditure rises to meet the challenge. But for those […]
SUMMARY: Real-time reporting of pension income streams is coming. Here’s what you need to start thinking about. TBAR sounds like something your kids (or grandkids) might play on, or with, in the school yard. But no. It stands for “transfer balance account report”. And it’s something that anyone with a self-managed […]
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