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Tag: SMSF/LRBAs

Transition to retirement pensions: not dead yet

SUMMARY: The reports of the death of TTR have been exaggerated. Still a worthwhile strategy, even if a little less effective. For many, it was almost too good to be true. A tax lurk that allowed a roundabout of tax minimisation that was effectively a handout to those over 60. Transition to retirement pensions. For […]

Super strategies to use now

SUMMARY: The Budget super changes are far from law. But, clearly, couples must work more closely as a super team from this instant on. If the Turnbull Government’s super changes are enacted, stand by for a flood of new super strategies. Of Biblical proportions. I’m stacking them up, ready to deliver in this forum. Strategies […]

What I’m telling my clients to do next

SUMMARY: Mind-blowing changes to superannuation in last night’s budget. Here are some early, important, strategies. Welcome back to 2006. Last night’s Budget set superannuation back a full decade. But arguably it’s far, far worse. Getting money into super – from 7.30pm last night when the Treasurer stood to speak – has become much, much harder. […]

Fact check: Have SMSFs peaked?

SUMMARY: Have SMSFs peaked? One big industry fund claims to be stealing SMSF business, but ATO statistics are not supportive. Are Australians “over” DIY super? Have we tired of the work involved in running our own super funds? Australian Super claims self-managed super fund trustees are waving a white flag and saying that it’s all […]

How to get around the SMSF property curbs

SUMMARY: SMSF property investors caught up in attack on investor lending by APRA. Self-managed super funds looking to buy geared property are being squeezed for options, as lenders exit the market and jack up interest rates. Lenders have generally moved to limit lending to SMSFs in the wake of pressure from the Australian Prudential Regulation […]