Bruce Brammall, The West Australian, 4 May, 2019 It’s March 2021. Covid-19 restrictions have passed. You’ve been back at work for a while. And you’re slowly, but busily, repairing your finances. During “The Shutdown”, you raided your superannuation. Twice. Took out two lots of $10,000, before and after 30 June, under the hardship provisions. You […]
Bruce Brammall, The West Australian, 20 April, 2019 At lunchtime on St Patrick’s Day, my team shut the shopfront and started working from home. No more face-to-face meetings. Stop delaying the inevitable. Let’s go remote. That afternoon, as they settled in at home, I sent a text : “When’s our first day back in […]
Bruce Brammall, The West Australian, 6 April, 2019 What does the perfect storm for a property crash look like? Open your eyes and look around you. This is it. Granted, you probably can only see the same four walls you’ve been staring at for weeks, or your partner and kids, if you can still […]
Bruce Brammall, The West Australian, 23 March, 2019 There’s something far more deadly than Coronavirus. The heart attack waiting for you if you check your super fund balance. The market’s collapse is far worse than Covid-19’s damage to date. Markets are forward-looking beasts. And they’re pricing in pandemonium. Shares are down more than 30 per […]
Bruce Brammall, The West Australian, 9 March, 2019 Mrs DebtMan and I backed the truck up to the bank a few years ago, borrowed until our noses bled, and renovated the house. We got a couple of bedrooms, a bathroom and a hangout upstairs for the kids and more space for all downstairs. But I’m […]
Bruce Brammall, The West Australian, 24 February, 2019 When a grenade went off in a mate’s life four years ago, I was close enough to take some of the shrapnel. Quite a bit, actually. Being a friend, as his house was imploding around him, while dodging debris myself, I tried as much as I […]
Bruce Brammall, The West Australian, 10 February, 2019 I issued the challenge years ago. “Show me a do-gooder government package aimed at first home buyers that hasn’t actually made it harder for them.” Every time a government weighs in, they cock it up. All of the good intentions in the world lead only to […]
Bruce Brammall, The West Australian, 27 January, 2019 “What do you mean I don’t have life insurance? I had over $1 million worth! I’ve got four young kids! What happened to it?” I was delivering bad news to Michael, after researching his super and insurances. Sadly, Michael explained, he was too busy as primary caregiver […]
Bruce Brammall, The West Australian, 4 January, 2019 New Year’s Eve is a stupid time to make resolutions. Don’t add to an often underwhelming night with a promise you’ll have forgotten in two days. Should we really be making life-changing decisions at a time when we wouldn’t legally be allowed behind the wheel of a […]
Bruce Brammall, The West Australian, 21 December, 2019 Christmas is only a “Ho, Ho, Ho” away and I hope there are plenty of goodies under the tree for you. But this week, call me “Investment Santa” … I want to give you one present to unwrap early. Right now, actually. Here it is: Turn on […]
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