Bruce Brammall, The West Australian, 31 May, 2021 Kids always seem to forget their parents were once their age. And every excuse they try to pull on is one their oldies have previously used themselves. “Oh, DebtBoy. You haven’t done your homework because you haven’t had […]
Bruce Brammall, The West Australian, 17 May, 2021 No matter your political colours, it’s fair to say most rules and laws are made for sensible reasons – at the time they’re made. But while laws stand still, time marches on. And stagnant laws can age just as badly as fashion. I present two examples […]
Bruce Brammall, The West Australian, 3 May, 2021 Done and dusted. That’s it. A line in the sand has been drawn on low interest rates. The only way is up. The Reserve Bank has mouthed the words. And the major lenders have responded. They’ve even told us when. […]
Bruce Brammall, The West Australian, 19 April, 2021 The on-off argument went for longer than a year. But, finally, Mrs DebtMan and I agreed on terms. And a way forward. It was tough. As always in these situations, there were no outright winners. Both sides had to compromise. But […]
Bruce Brammall, The West Australian, 5 April, 2021 It’s not often that first home buyers get one-up on investors. But they certainly did coming out of the depths of Covid last year. In a “normal” market cycle, investors tend to swoop first on the bargains, leaving first timers buying into an already rising market. This […]
Bruce Brammall, The West Australian, 1 March, 2021 There’s an old investor saying – no-one rings a bell at the bottom of the market. But if you listen really closely, you can sometimes hear the far-off sounds of the stampede. The roar starts small. It’s a while, generally, before you can see […]
Bruce Brammall, The West Australian, 15 February, 2021 Elon Musk doesn’t care much for rules or boundaries. Certainly not the rules of science, gravity, defamation or securities exchange bosses. He revels in having an extreme view on pretty much everything, from populating Mars to Covid-19, from public transport to artificial intelligence. And the world needs […]
Bruce Brammall, The West Australian, 1 February, 2021 Once upon a time, saving was fun. Put money into the bank and get a warm glow each month when your interest arrived. Remember then? When banks actually paid interest and helped you […]
Bruce Brammall, The West Australian, 23 November, 2019 When we first considered bidding on the house my family now calls home, my biggest concern was the backyard. Mrs DebtMan and I were upgrading from a two-storey terrace to something with a yard, so the kids could kick a ball, have a trampoline and […]
Bruce Brammall, The West Australian, 9 November, 2020 Couldn’t help but think of one of Dirty Harry’s most famous lines when the Reserve Bank cut interest rates last week. As the wounded bank robber lay on the street, deciding whether or not to reach for his gun, he couldn’t remember whether Harry Callahan had one […]
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.