An utterance from my DebtBoy just before Christmas gave me a shock reality check of how my retirement might spiral horribly out of my control. With no warning, and no precursor conversation, he said: “Daddy, I’m going to live with you until I’m 47”. Images of Garry McDonald and Ruth Cracknell in Mother and […]
I pretty much already have my Christmas present. The perfect present for me for summer. And the best part? It was free. Through what I suspect was largely dumb-arse luck, I have found the perfect temperature in my bar fridges. (Yes, plural. Home and office.) The perfect temperature is where soft drink cans get little […]
If my family breeding and bloodlines were primed for one thing, it was a hatred of sales and advertising. My dad was a journalist. So were his mates. And their spouses. And coincidentally, so were most of my uncles and aunties. As a reporter and sub-editor, my dad, the Old Fart, spent his professional […]
SUMMARY: Getting extra tax deductions for super, taxable and tax-free quotas under the $1.6m rule … answering more webinar questions. Another great webinar with Eureka Report readers last Thursday. Thanks again for joining in. The questions are fun to answer and in most cases, you present us with challenges. If you wish to watch […]
SUMMARY: The reversion to a $100k annual NCC limit has improved the relevance of transition to retirement strategies. The Government’s backward double twist routine into the “new, new rules” for superannuation have reset the clock on a number of super strategies. This includes transition to retirement […]
SUMMARY: Property strategies will need to adapt with new limits in super and pension funds. Here’s how. Last week’s backdown on the $500,000 non-concessional limit will have appeased some. But will have upset others. What now seems certain is that the $1.6 million transfer to pension (TTP) cap is here to stay. And that is […]
SUMMARY: Coalition wavers, dumping $500k after-tax cap. But not without creating a few new superannuation victims. Treasurer Scott Morrison has caved to pressure from his backbench on the $500,000 non-concessional superannuation cap, announcing a major restructure of its policy. The $500k NCC limit, which was to be backdated to 2007, will be scrapped. The replacement […]
There is a group of people that, to the day I die, are going to confound me. But it’s mutual. I’ll never get them. And they’ll never understand me. Debt-haters. I’m not talking about those with a debt problem – where they’ve lost control of what they owe. I’m talking […]
Everyone loves a bargain. Something cheaper than it was a little while ago, or a bonus thrown into the purchase. End of year stocktake sales, flights outside of holiday peaks, end-of-line specials on cars, supermarket meat on a Sunday afternoon, shoe and suit sales … Me? Easy. Happy hours. Stamp in passport, basic beach bar, […]
Forget the phoney election “class warfare” grabbing the headlines, with Billy claiming this and Malcolm claiming that. There’s a bigger, more important, war erupting. Generational warfare. An economic one. And your side, like many a child’s football team, was decided at birth. The year of your birth is your battle line. Falling interest rates mean […]
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