Click here to download Debt Man Investment Newsletter #45 It’s an immortal movie scene. Cuba Gooding Jr is on the phone, half-naked, dancing around his kitchen. The guy on the other end of the line is screaming. Tom Cruise (Jerry Maguire) is prepared to say anything. “SHOW ME THE MONEY!” he shouts repeatedly. Jerry’s desperate. […]
PORTFOLIO POINT: A reprieve on the in-specie transfer ban? In any case, SMSF trustees are moving on … and moving pretty smartly. There appears to be a pattern. The government announces sweeping changes to superannuation policy. And, just as it’s due to come into force, something gets in the way and the changes are postponed. […]
Next time you order in a pizza, put a big dollop of ice cream in the centre. Let it melt, then eat. Bad combination? Right, now you get Debt Man and shopping. If you ever see me in a retail environment – anything except a restaurant, pub, or bottle shop – do not approach or […]
Ah, the Brady Bunch. Would you want that conniving little so-and-so Marcia to get an equal portion? She was a piece of work, that Marcia. Never liked her. Usually up to no good. If she was my half-sister, I’d … I’d … And, bingo, there’s the problem. Death only makes things worse. There’s nothing like […]
PORTFOLIO POINT: Yikes! The questions overflowed at last week’s bumper super webinar. Here’s some answers to the top six topics on your collective minds. Wow, it was an awesome response to the super webinar we held jointly with Business Spectator last week. James Kirby quizzed Bernie Ripoll and myself for an hour about the latest […]
In the next 12 months, a Brazilian transexual will win Eurovision, Tanzania’s swim team will scoop the pool in London, I will make the next Who magazine’s “sexiest people” list … and the world’s financial markets will get a freakin’ grip on it and come to their senses. The first three have a chance of […]
Something to cheer about? “Yeah, yeah!” There would really be something to celebrate if the bastard banks had passed on the cuts in full. No generation has more to gain from lower rates than Gen X. To generalise, our generation is geared to the gizzards. (It’s Aunty Kerrin’s retirees who are going to suffer.) Monster […]
Virgins, it must be said, don’t know what they’re missing. No matter how countless the hours they spend anticipating, fantasising and obsessing about “it”, they simply can’t know what the fuss is about until they’ve actually done it. It’s the same thing with virgins of the first home owner variety. They longingly visit open homes. […]
Listen up: If rent money is “dead” money, it’s no more “dead” money than mortgage interest. So, that is what you compare. Short term, renting is far cheaper. Long term, however, buying … kicks … ass. Let’s assume two identical houses, side by side. One is up for rent, the other for sale. The rent […]
PORTFOLIO POINT: SMSF property borrowing gets more appealing, thanks to the ATO’s response to trustee’s queries. It would appear there have been more questions than at a post-grand final press conference on the subject of SMSF property borrowing. But amid all the confusion, the good news is … your side won! Congratulations. Particularly those who […]
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Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.