“Price check, aisle four! Price on a medium-sized tropical island, 50-room palace, 100 staff, world-class golf course, an endless supply of Bollinger and Bintang, an airstrip and a dozen watercraft? Oh, and heaps of those electric golf cart thingys.” Could you get bored of that? Um, no. I forgot to mention the Lear jet. Just […]
PORTFOLIO POINT: Twice in a year? Another enemy of superannuation must be declared. Sometimes, “research” adds to debate, because of the inequities that get raised and the opportunities to right wrongs that get pointed out with compelling figures. On other occasions, research is so unbalanced, biased and deliberately devoid of key facts that it should […]
I don’t remember learning to ride a bike. I don’t remember many of the early spills. I do remember one time, with my head down and bum up peddling faster than ever, hitting a neighbour’s parked car and breaking a dozen eggs in the back seat. Serious bruising to me. Dents in the car’s front […]
“I know what you’re thinking. Did he fire six shots, or only five … you’ve got to ask yourself one question: ‘Do you feel lucky?’ Well, do ya punk?” Thank you Dirty Harry. Interest rates are that 44 Magnum and getting the fixed rates equation wrong could “blow your head clean off” in a financial […]
PORTFOLIO POINT: The pressure is on to lift superannuation’s “preservation age” closer to age pension eligibility. We know superannuation is about investing for the long term. There’s an accumulation phase of up to 45 years. That’s about getting enough money into it and then managing it as well as possible so that it’s enough to […]
Download Debt Man #46 Aug 2012 here
Unfair! The question seems to presuppose that debt is bad. Sure, some of it is pretty nasty. But not all debt. Oh, no-sir-eee. Some debt is actually okay. For example, a mortgage. Know any Gen Xers who bought their first house with savings? Mortgages help you buy what will one day be your biggest asset. […]
As inscribed on the cover of The Hitchhiker’s Guide to the Galaxy, “DON’T PANIC!” I know superannuation seems a bit scary, perhaps pointless. But it’s compulsory and you’ll notice it’s a not insignificant amount now, so stay calm. Here’s what Gen Xers need to check when your super statement comes in. First up, don’t stuff […]
PORTFOLIO POINT: The super fee revolution has landed. Over the next few years, a major review of your superannuation could save you a bundle. When you open your annual super fund letter in the next month or so, you might find yourself grizzling. The investment return from the average “balanced” super fund is going to […]
Families are “unique” little units, aren’t they? Sometimes it’s all love (like The Flintstones and The Brady Bunch) and sometimes it’s all manipulation and scheming (like Dynasty and Dallas). Some families are like a comfy old slipper. And some others, well, you wish you could find the adoption papers that would prove why everyone else […]
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.