PORTFOLIO POINT: The primary investment driver of SMSF trustees has changed. Has it taken hold of you? Some shifts in direction are subtle, like a cruise liner slowly changing its course. Some are not. Like a politician back-pedalling on a broken election promise. There was something you, as SMSF trustees, underwent last year that would […]
PORTFOLIO POINT: Here’s another major benefit of SMSFs – managing contributions over two years. The power of super as a retirement vehicle has plenty of boundaries. There are plenty of brakes stopping you getting money in, for a start. But there are a few boundaries that are allowed to be pushed a little further to […]
PORTFOLIO POINT: Want financial advice on retirement, pensions or Centrelink entitlements? Read this before you make your first phone call. You wouldn’t have believed some of the squealing that followed the release of the latest adviser shadow shopping report. Responses from advisers included gems such as “staggered with the arrogance of ASIC” and “why not […]
PORTFOLIO POINT: In-specie share transfers will become less appealing and more expensive for SMSFs post June 30. So you might want to act now. Every time rules change, opportunities present themselves. And superannuation rules change constantly. The “opportunities” can flash by. In February, I warned that gearing for SMSFs in property could end later this […]
PORTFOLIO POINT: The countdown to 30 June has started. Here’s your SMSF preparation checklist to make the most of this year. While superannuation isn’t a race, there are aspects of it that take on great urgency at times. And, for those who run their own SMSF, that’s especially true. Leaving everything to the last minute […]
Who’s my waitress for the evening? Two Broke Girls? If it’s Penny from Big Bang Theory, my tip … will be HUGE! If it’s Roseanne Barr … loose change. She’s a scary bad waitress. I flip and flop on this issue. I go through stages where I tip a standard-ish 10 per cent, or round it up […]
PORTFOLIO POINT: Four things you need to check to make sure more of your super keeps on breathing after you stop. The prime driver for people getting into self-managed super funds is control. In rough order, of the types of control that SMSF trustees want to exert, it’s usually control over investments, control over tax […]
“One small swing for Swan. One giant blow to mankind.” If you believe that where’s there’s smoke, there’s fire, superannuation is going to cop a bullet to the head in next week’s Federal Budget. A little bit like Danny Glover revoking “diplomatic immunity” in Lethal Weapon 2. The low-tax environment that is super could be […]
Who’s my waitress for the evening? Two Broke Girls? If it’s Penny from Big Bang Theory, my tip … will be HUGE! If it’s Roseanne Barr … loose change. She’s a scary bad waitress. I flip and flop on this issue. I go through stages where I tip a standard-ish 10 per cent, or round […]
Depends. Who’s reading this? If it’s Boomers and Retirees, then the answer is “lots. You’re too old to enjoy it. Give it to the kids now, you old geezers!” If it’s Generations X and Y, then … sod it, we know we really should make our own way. Our parents did a great job of […]
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