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Category: Articles

Less ‘sting’ now in servicing rates

Bruce Brammall, The West Australian, 5 August, 2019 Me and my ‘hood mates were experts in killing flies with rubber bands. We’d stand just far enough away not to scare them, pull back the thick red bands against our pointer fingers and fire them off, splattering the pests all over windows or walls. Mostly outside. […]

Did your SMSF top a return of 9.16 per cent?

Bruce Brammall, 24 July, 2019, Eureka Report               SUMMARY: Being the “right kind” of defensive paid well for super fund investors last year. Did your SMSF top a return of 9.16%? It’s not often that defensive investors will be as well rewarded as they were last financial year. It’s […]

So much spin on BOMAD

Bruce Brammall, The West Australian, 22 July, 2019 There’s a stinking pile of financial bullcrap that I feel I need to disinfect. It relates to the “monstrous” behemoth now referred to as the “Bank of Mum and Dad” (BOMAD). Some stuff written about BOMAD recently has sounded authoritative … but stands tall to scrutiny like […]

Cash is dead, so where to next?

Bruce Brammall, 10 July, 2019, Eureka Report   SUMMARY: Cash is dead. But where do you go if you’re looking to take extra risk? And how much do you risk do you really want to take? Whoa, cash is definitely dead. Even if it had a pulse in recent years, which is doubtful, it’s definitely […]

Go contrarian on RBA rate cuts

Bruce Brammall, The West Australian, 8 July, 2019 It’s probably not news to anyone that I’m a bit contrarian. I’m a straw-hats-in-winter guy. A buy-assets-during-a-rout sort of bloke. I’m contrarian by nature, but not to the point of being stupid about it. When the sun’s shining, I wear sunscreen. I like my beer cold. And […]

Grumpy, old and holding on

Bruce Brammall, The West Australian, 1 July, 2019   Listen here, you greedy old codgers. Whaddya mean you can’t sell your home? If you really wanted to get into that fancy “Manor of Missing Memories” just down the road, you’d find a way. Please. Save me your sob stories. I’ll betcha plenty of first home […]

It was the season for the EOFY dance

Bruce Brammall, The West Australian, 24 June, 2019 There are really only three times of the financial year in Australia where the masses show any interest. There’s reflection time leading into Christmas. This is followed by new year resolutions in January, while chugging a few beers at the beach. And then there’s June. The end […]

How to protect your super

Bruce Brammall, 12 June, 2019, Eureka Report   SUMMARY: Time to do an urgent stocktake of your personal risk insurance – particularly whatever you’re holding in super. Billions of dollars of insurance was automatically cancelled at the end of the financial year. Bizarre, but true. The government-imposed mass extermination of insurance policies hit on 1 July. […]

Don’t suck up the dosh with motors

Bruce Brammall, The West Australian, 10 June, 2019   As a kid, I was a Holden man. Barracked for Brocky in his “05” at Mount Panaroma. I had a natural hatred of that famous Ford flog Dick Johnson. But while my first car was a 1980 Holden Gemini, it was followed by a 1984 Ford […]

Property close to bottom

Bruce Brammall, The West Australian, 27 May, 2019 Did anyone else feel a short “WHOOSH!” of wind around 8pm on election night? It was bizarre. The night was completely still. Then there was a burst of a warm-as-breath breeze, before stillness again. I was at an election party. I felt it. I could see others […]