Bruce Brammall, The West Australian, 23 March, 2019 There’s something far more deadly than Coronavirus. The heart attack waiting for you if you check your super fund balance. The market’s collapse is far worse than Covid-19’s damage to date. Markets are forward-looking beasts. And they’re pricing in pandemonium. Shares are down more than 30 per […]
Bruce Brammall, The West Australian, 9 March, 2019 Mrs DebtMan and I backed the truck up to the bank a few years ago, borrowed until our noses bled, and renovated the house. We got a couple of bedrooms, a bathroom and a hangout upstairs for the kids and more space for all downstairs. But I’m […]
Bruce Brammall, The West Australian, 10 February, 2019 I issued the challenge years ago. “Show me a do-gooder government package aimed at first home buyers that hasn’t actually made it harder for them.” Every time a government weighs in, they cock it up. All of the good intentions in the world lead only to […]
Bruce Brammall, The West Australian, 4 January, 2019 New Year’s Eve is a stupid time to make resolutions. Don’t add to an often underwhelming night with a promise you’ll have forgotten in two days. Should we really be making life-changing decisions at a time when we wouldn’t legally be allowed behind the wheel of a […]
Bruce Brammall, The West Australian, 21 December, 2019 Christmas is only a “Ho, Ho, Ho” away and I hope there are plenty of goodies under the tree for you. But this week, call me “Investment Santa” … I want to give you one present to unwrap early. Right now, actually. Here it is: Turn on […]
Bruce Brammall, The West Australian, 9 December, 2019 I’ve got a mate called Dan. Dan is generally pretty funny, very dry. Most of the time, I laugh “with” him. Sometimes, he knows, it’s “at”. Dan reckons, when it comes to investing, your “risk tolerance” is something you were born with. It’s in your DNA. And […]
Bruce Brammall, The West Australian, 25 November, 2019 Hey, if banks needed to “phone a friend” right now, do you reckon anyone would take the call? They’re stinking more than a car full of teenage boys after a half-day basketball camp. It feels like at least one major financial institution a day is getting charged, […]
Bruce Brammall, 13 November, 2019, Eureka Report SUMMARY: Super fund property gearing is still an effective, legitimate, strategy. With property markets rebounding, could it deliver rewards for you? In recent times, “super fund property gearing” has become a dirty phrase. For two years, until recently, property prices in the two biggest markets of Sydney […]
Bruce Brammall, The West Australian, 11 November, 2019 A disturbing element of being a financial adviser is the financial horror stories you hear. A new face starts talking about their current position. Sometimes truly ugly scars are unveiled that might, hopefully, be healing. Too often, it’s wounds still gushing body fluids. Some make me […]
Bruce Brammall, The West Australian, 28 October, 2019 Sometimes, it helps to look at things backwards. Gives you a different perspective. Today, that’s superannuation. Let’s look at super the “Benjamin Button” way. Start your super life at the end and work backwards. Sadly, the average person’s view of super is: “Super can’t be trusted. Be […]
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