Bruce Brammall, 16 October, 2019, Eureka Report SUMMARY: In-specie transfers to your SMSF should be back on the table, particularly for employees. The world’s entered a time-warp dimension when just the franking credits on a parcel of shares in a super fund are giving better returns than cash. Buy some Westpac shares and you’ll get […]
Bruce Brammall, The West Australian, 14 October, 2019 “Do you want to know how to create $300,000 in 14 months?” This is the opening line in an email I have received, roughly, twice a week for a year. It sure sounds good. Who am I kidding? It sounds TOTALLY AWESOME! It’s not a […]
Bruce Brammall, The West Australian, 30 September, 2019 I think we’d all like to believe that the older we get, the wiser we get. We want to make fewer mistakes. There are just so many damn mistakes to make in life. So many could be avoided completely by paying someone to make sure no […]
Bruce Brammall, 18 September, 2019, Eureka Report SUMMARY: Partners in life and partners in super, Part II. Two more strategies for better super balances and bigger government pensions. Sometimes by giving a little ground in a relationship, you can both come out bigger overall winners. That doesn’t seem to be working too well for […]
Bruce Brammall, The West Australian, 16 September, 2019 Why are there such huge mental issues – so many of us act like complete whack jobs – around our personal finances? We’ve all seen friends do some truly psycho stuff with their money. True best friends would have locked them in a padded cell with […]
Bruce Brammall, The West Australian, 2 September, 2019 It’s a weird investment world we’re experiencing at the moment. Little seems to make sense. Cash is no longer no risk. It’s a huge risk. Your money is actually guaranteed to go backwards, after accounting for inflation and tax. Fixed interest was damn nearly the best […]
Bruce Brammall, The West Australian, 19 August, 2019 You can have too much of a good thing. Beer, pizza and chocolate are good things. But too much can cause hangovers, diabetes and zits. Zits are just plain ugly. And make you want to stay away from people. Regulation is generally also a good thing, particularly […]
Bruce Brammall, 4 September, 2019, Eureka Report SUMMARY: Funds flow to industry funds, in wake of Royal Commission making “choice” funds a tough case. Self-managed and retail superannuation funds have suffered big swings against them in the latest industry statistics. The two sectors at the “choice” end of the super spectrum posted anaemic growth rates […]
Bruce Brammall, 21 August, 2019, Eureka Report SUMMARY: Partners in life and partners in super – two strategies to maximise tax-free super in your marriage. Superannuation is often seen as an individual sport – one person fighting to create the biggest pot they can. But played right, for couples, super should be a team sport. […]
Bruce Brammall, 7 August, 2019, Eureka Report SUMMARY: Restrictions on contributions for SMSFs with LRBAs are about to increase. What you need to know now for fresh borrowings. DIY super investors might be forced to sell other fund assets to repay property loans, under new laws designed to further restrict contributions. The Morrison […]
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