SUMMARY: Getting around the traps to super contributions pre- and post-65. Getting money into super can be confusing, particularly for those at, or getting toward, the end of your working … Read More Avoid a super contributions trap
Permanent chaos can be overwhelmingly tiring. A bit of stability and consistency in life is generally welcome. An example of chaos? Greece. Who would be them at the moment? Flat … Read More Permanent chaos – Super’s relative stability
There is a period in every parent’s life where all vacations seem to be “holidays in hell”. Who would travel with kids by choice? Tired kids meet airport security. A … Read More Money for nothin’? You gotta earn it!
I have a rule with Mrs DebtMan. Well, I have a few. So does she. And hers includes no mobile phones at the dinner table. She goes all Cujo-like – … Read More Now’s time to go hard, Gen-Xers!
SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going … Read More TTR: The secret to not having to work longer
SUMMARY: Couples working together financially can make one plus one equal more than two. It’s an unusual statistic, though it shouldn’t be overly surprising: Surveys show the widowed are generally … Read More Six super strategies for couples
SUMMARY: Six steps to making sure your run up to retirement is as profitable as possible. There is a fuzzy point in your life when the retirement you have been … Read More Six ways to get ready for retirement
SUMMARY: Paying off your home, or contributing more to super? Lower rates can make this an even more super idea. Sustained low interest rates has certainly made paying off the … Read More How to choose between super and the mortgage
SUMMARY: Retiring too early? Don’t, there are plenty of reasons to stay working until you’re really ready to ride off into the sunset. The idea of turning in your badge, … Read More Saying goodbye to work … slowly
SUMMARY: The power wielded by Australia’s SMSF sector is growing. Will we use that power wisely, or just in individual self-interest? When it comes to throwing its weight around, there … Read More SMSFs become a distorting force