(03) 9020 2905SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really … Read More Low-cost super: It’s not that hard
Tag Archives: Accumulation funds
Exploiting low rates 2: Good numbers for gearing
SUMMARY: It’s the perfect cocktail for SMSF property investors. Two parts rising asset prices and one part low-interest rates. So, the bookies were wrong. An interest rate cut was odds-on … Read More Exploiting low rates 2: Good numbers for gearing
A superannuation slap?
SUMMARY: A superannuation slap? Stand by for broken promises on super, probably in property. Given a choice between being slapped in the face and not being slapped in the face, … Read More A superannuation slap?
TTR: The secret to not having to work longer
SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going … Read More TTR: The secret to not having to work longer
Wealthy will never be trapped in super
SUMMARY: Eat the rich. Super tax concessions don’t cost the $33 billion that is purported. And the aspiring wealthy would find another way. There’s a simple solution to the problem … Read More Wealthy will never be trapped in super
How often should you think about changing the investments you hold in superannuation?
Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my … Read More How often should you think about changing the investments you hold in superannuation?
Federal Budget: Can super tax concessions be saved?
SUMMARY: Pressure is building for major change on retirement incomes. Which bitter pill will we be asked to swallow? We must be in Budget kite-flying season again. That time … Read More Federal Budget: Can super tax concessions be saved?
Avoiding super estate problems
SUMMARY: Who gets your super when you die? You might be surprised that your wishes won’t necessarily be followed. The perfect plan for your superannuation would see it to last … Read More Avoiding super estate problems
2015: Super changes ahead?
SUMMARY: What’s in store for super in 2015? Hopefully little, but there’s a lot being considered by the Abbott Government. When it comes to predicting investment markets, I’m not a … Read More 2015: Super changes ahead?
The nine risks for DIY fund operators in 2016
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, … Read More The nine risks for DIY fund operators in 2016