Generation X is often accused of being fatalistic about superannuation. Many believe it will be hoovered up by government taxes, crash before they receive it, or taken by frauds. But … Read More What are some of the most important things you should know about your super?
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know … Read More SMSFs are not paid to panic
Permanent chaos can be overwhelmingly tiring. A bit of stability and consistency in life is generally welcome. An example of chaos? Greece. Who would be them at the moment? Flat … Read More Permanent chaos – Super’s relative stability
There is a period in every parent’s life where all vacations seem to be “holidays in hell”. Who would travel with kids by choice? Tired kids meet airport security. A … Read More Money for nothin’? You gotta earn it!
I have a rule with Mrs DebtMan. Well, I have a few. So does she. And hers includes no mobile phones at the dinner table. She goes all Cujo-like – … Read More Now’s time to go hard, Gen-Xers!
SUMMARY: Made a last-minute check of your superannuation contributions? Don’t delay. It’s not too late. Quite simply, none of us have enough time to do everything we want to do before … Read More Don’t bust a cap
Less enjoyably than Father’s Day, but less unpleasantly than a birthday after 40, tax time pounces on us every year. Love it. Loathe it. Ignore it. Your choice. June 30 … Read More Play God with your tax this June 30
SUMMARY: Cash is dead. And it’s time SMSFs woke up to the real cost of their love affair with the folding stuff. There’s always an exception to the rule. … Read More ‘Cash is king’ is dead
STAY cool. Gen Xers need to channel Douglas Adams’ advice from Hitchhiker’s Guide to the Galaxy. “DON’T PANIC!” Market fluctuations? Schmucktuations. A Gen Xer’s long-term investment plan, when it … Read More All markets move up and down so what is the best way to manage the fluctuations?
SUMMARY: A small number of SMSFs holding cash were relative winners from yesterday’s rate cut. Have you heard of offset accounts? More than one million SMSF members will have winced … Read More SMSF property investors: Rate cut winners