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WHOA! Let’s bugger off this word “budget”, okay? It puts everyone, except Treasury officials, to sleep. Tomorrow night’s federal snorefest – well, I’ll be watching – has virtually … Read More It’s budget day tomorrow. What are your top three budgeting tips?
“Cash-a-can, cash-a-can, it’s lots of fun to do!” My first inkling that being a tree-huggin’ hippy could be financially rewarding was via that 70s TV jingle. Every kid I knew … Read More It’s composting awareness week! What eco practices can we all do to save money as well?
You want riches? You want to avoid the biggest financial trap in life? Don’t … have … KIDS! They’re money pits – you just shovel cash into them for two … Read More What are the top five personal finance and investment traps?
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really … Read More Low-cost super: It’s not that hard
Property’s popularity is perpetual. And for some damn fine reasons! Well, nearly perpetual – there are times investors rightly shy away. Like all asset classes where bubbles can develop, there … Read More Property investment has always been popular in Australia but is it the best place to put your cash now?
“Hi, I’m Bruce Brammall. I’m a Shit Creek paddle salesman. When you’re really up Shit Creek, I’ll be the there to hand you the paddle. “If you die, I’ll look … Read More Up S**t Creek? I’ll hand you the paddle!
SUMMARY: It’s the perfect cocktail for SMSF property investors. Two parts rising asset prices and one part low-interest rates. So, the bookies were wrong. An interest rate cut was odds-on … Read More Exploiting low rates 2: Good numbers for gearing
I’ve been made redundant once. By my Old Man. I was 20. “Dad, how could you? Without so much as a severance cheque?” As part of his redundancy, they gave … Read More Life goes on even if your job doesn’t
I don’t believe in bad debt. I believe in the “DOG” of debt. There’s “dumb”, “okay” and “great” debt. People use dumb debt to buy the stuff that doesn’t make … Read More Debt can be a huge burden so how do you survive bad debts and even bankruptcy?
EXCUSE me!? Please issue a warning before asking questions like that. I’m choking on my Sunday roast as I write this! Motivation? Lacking? Seriously? Who’s having that problem? Something to … Read More Motivation is often lacking when it comes to managing money. What motivates you the most?