The last time a government tried to help young’uns to boost their super savings … well, it was the stupidest idea ever. In the 2008 Budget, Kevin Rudd gave … Read More Big improvement on Rudd’s dudd
Federal Budget 2017: The super pros and cons
SUMMARY: Super bonus for downsizing retirees the upside, property tax deductions the main downside from Federal Budget 2017. If you are a self-managed super fund trustee, it’s safe to take … Read More Federal Budget 2017: The super pros and cons
Super strategies for death
SUMMARY: How the death of a spouse will impact on the $1.6m pension … Read More Super strategies for death
Credit card limits are cancer for home financing
If you’re not in control of your credit card, you’re not really in control of your financial life. An over-the-top generalisation? Actually, it’s not. … Read More Credit card limits are cancer for home financing
Super gearing may be on borrowed time
SUMMARY: Gearing-in-super issues continue to be touched up in the lead up to 30 June. Things are getting interesting in the … Read More Super gearing may be on borrowed time
Where SMSFs fit in the property debate
SUMMARY: SMSF property investors are not the enemy of first home buyers. Property and superannuation are top of the pops at the moment – barely a TV news bulletin … Read More Where SMSFs fit in the property debate
Get into the spouse super juggling act
SUMMARY: Five strategies for couples to even up super balances this year, if they can act quickly. Fatigue has set in. And some barely repressable anger. … Read More Get into the spouse super juggling act
Kill and maim to get point across
In order to get my point about insurance across forcefully to a mum and dad, I usually need to kill one of them. To get singles on board, I either … Read More Kill and maim to get point across
Don’t lose out by default
Default insurance coverage inside super is fuelling a dangerous “she’ll be right, mate” attitude to protection among Australian families. Too many Australians see some minor levels of … Read More Don’t lose out by default
Super Advice: Your burning super and pension questions answered
SUMMARY: The most common questions being asked in the lead-up to 30 June and the big-bang changes. Question: How can I maximise how … Read More Super Advice: Your burning super and pension questions answered