(03) 9020 2905SUMMARY: SMSFs awoke to geared property earlier and in bigger numbers than previously realised. The hunger for geared property inside self-managed super funds is far bigger than … Read More Lifting the lid on property in super
Category Archives: Super Secrets Newsletter
Avoid a super contributions trap
SUMMARY: Getting around the traps to super contributions pre- and post-65. Getting money into super can be confusing, particularly for those at, or getting toward, the end of your working … Read More Avoid a super contributions trap
SMSFs are not paid to panic
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know … Read More SMSFs are not paid to panic
How to get around the SMSF property curbs
SUMMARY: SMSF property investors caught up in attack on investor lending by APRA. Self-managed super funds looking to buy geared property are being squeezed for options, as lenders exit the … Read More How to get around the SMSF property curbs
Were your returns super or normal?
Summary: The average investor posted before-tax returns of 7.86 per cent in FY15. No asset classes were negative, but unhedged currency assets won play of the day. Returns over the three … Read More Were your returns super or normal?
Is all debt bad? What’s the difference between good and bad debt?
All bad? Hell no! Stupid question! Are you bat-crazy, like Kanye West? Or just out-of-your-mind, like Charlie Sheen? Seriously? How can all debt be … Read More Is all debt bad? What’s the difference between good and bad debt?
Don’t bust a cap
SUMMARY: Made a last-minute check of your superannuation contributions? Don’t delay. It’s not too late. Quite simply, none of us have enough time to do everything we want to do before … Read More Don’t bust a cap
‘Cash is king’ is dead
SUMMARY: Cash is dead. And it’s time SMSFs woke up to the real cost of their love affair with the folding stuff. There’s always an exception to the rule. … Read More ‘Cash is king’ is dead
SMSF property investors: Rate cut winners
SUMMARY: A small number of SMSFs holding cash were relative winners from yesterday’s rate cut. Have you heard of offset accounts? More than one million SMSF members will have winced … Read More SMSF property investors: Rate cut winners
Low-cost super: It’s not that hard
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really … Read More Low-cost super: It’s not that hard