(03) 9020 2905SUMMARY: Restrictions taken off salary sacrifice strategies, plus New Zealand’s super pension age lift is a taste of things to come in Australia. Salary sacrifice … Read More Salary sacrificing will soon get easier
Category Archives: Articles
Quality investments trump early home loan payoff
“Mate, do you have an opinion on the orthodoxy that you should pay off your mortgage before pumping money into investment?” Oh, Mr Editor! As a matter of fact … … Read More Quality investments trump early home loan payoff
Super confusion: Understand your contribution limits
SUMMARY: Some of the finer points of getting money into super via NCCs, under the new, post-July, rules. It’s time to … Read More Super confusion: Understand your contribution limits
DIY can be a pain in the proverbial
So many people, so little interest. When it comes to superannuation in Australia, compulsory for most, this is the depressing situation. As a financial adviser, this absolutely does my head … Read More DIY can be a pain in the proverbial
A fourth pot for your retirement plan
SUMMARY: Perhaps a four-pot strategy for retirement savings would suit wealthier clients. How about a family-owned company? The importance of getting the investment structure right should be no surprise to … Read More A fourth pot for your retirement plan
The TTR dilemma: will it pay to quit work?
SUMMARY: What you must consider for your transition-to-retirement income streams before 30 June. One question is going to be dogging the minds of those in receipt of a transition-to-retirement … Read More The TTR dilemma: will it pay to quit work?
Pay off mortgage if ready to retire
An utterance from my DebtBoy just before Christmas gave me a shock reality check of how my retirement might spiral horribly out of my control. With no warning, and … Read More Pay off mortgage if ready to retire
Advisor Q&A: The hottest super topics
SUMMARY: The new defined benefit pension arrangements are causing angst for Eureka readers. Defined benefit pensions, recontributions and TTR strategies seem to be the issues causing the angst for … Read More Advisor Q&A: The hottest super topics
Does borrowing for super make sense?
SUMMARY: Is it worth borrowing to tip money into super ahead of 30 June? It’s a very different equation in 2017 than it was in 2007. Getting money into super … Read More Does borrowing for super make sense?
Your best super moves for 2017
SUMMARY: The world of super changes – not for the better – in 2017. Here’s what to consider before the 1 July 2017 deadline. The legislation has passed and we … Read More Your best super moves for 2017