Bruce Brammall, 22 November 2017, Eureka Report SUMMARY: The new personal deductible contribution rules will be a big boost for your super. But there are some complexities. Bright spots were few and far between in the recent super upheaval – but the new allowances for personal deductible contributions topped the list. Another was the “five-year […]
If you wanted to get an Australian all hot and steamy over finances, there would be two essential elements to your narrative. Your elevator pitch would maximise the potential audience if the following phrases were weaved in – “legal tax dodge” and “property riches”. We’re famous […]
“Mate, do you have an opinion on the orthodoxy that you should pay off your mortgage before pumping money into investment?” Oh, Mr Editor! As a matter of fact … yeah, I do. Thank you. For those who have a mortgage, but know that they need to invest, I have a strong opinion. And what […]
So many people, so little interest. When it comes to superannuation in Australia, compulsory for most, this is the depressing situation. As a financial adviser, this absolutely does my head in. I can’t get my noggin around the lack of interest. Because I love super. It gets me all tingly. But like Newton’s third law, […]
When it comes to buying assets, some ask if you “should you try to catch a falling knife”? Others recommend waiting until there’s “blood on the streets”. In investor land, both take balls. It’s buying when all around are too scared to. Buying when markets have taken a beating, or have slumped, is […]
An utterance from my DebtBoy just before Christmas gave me a shock reality check of how my retirement might spiral horribly out of my control. With no warning, and no precursor conversation, he said: “Daddy, I’m going to live with you until I’m 47”. Images of Garry McDonald and Ruth Cracknell in Mother and […]
I pretty much already have my Christmas present. The perfect present for me for summer. And the best part? It was free. Through what I suspect was largely dumb-arse luck, I have found the perfect temperature in my bar fridges. (Yes, plural. Home and office.) The perfect temperature is where soft drink cans get little […]
If my family breeding and bloodlines were primed for one thing, it was a hatred of sales and advertising. My dad was a journalist. So were his mates. And their spouses. And coincidentally, so were most of my uncles and aunties. As a reporter and sub-editor, my dad, the Old Fart, spent his professional […]
Huge financial disasters, by their very nature, come from positions where the greatest risks are taken. Sometimes, this is simply rampant stupidity. When a big punt is made and caution is thrown to the wind, along with research and due diligence. Idiocy on a grand scale. And, sometimes, everything was done right, but a little […]
The number of ways you can blow up large amounts of money very quickly is near endless. Owning race horses, a life high of drugs, playing blackjack casino and even Christmas shopping are almost sure-fire ways to do dough quickly. But, alas, I am inexperienced in these areas, so can’t […]
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