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Tag: Tax and investment

Advisor Q&A: Addressing your super challenges

  SUMMARY: Getting extra tax deductions for super, taxable and tax-free quotas under the $1.6m rule … answering more webinar questions. Another great webinar with Eureka Report readers last Thursday. Thanks again for joining in. The questions are fun to answer and in most cases, you present us with challenges. If you wish to watch […]

Use the internet as a financial tool

            The internet is one of those points in time that will define generations. Like, where were you when Whitlam was sacked? When Princess Diana died? September 11? Do you remember life before Chuck Norris invented the internet? (Chuck already has every internet site in his brain. He created the […]

Super changes reset the TTR clock

                  SUMMARY: The reversion to a $100k annual NCC limit has improved the relevance of transition to retirement strategies. The Government’s backward double twist routine into the “new, new rules” for superannuation have reset the clock on a number of super strategies. This includes transition to retirement […]

A super property alert for SMSF trustees

SUMMARY: Property strategies will need to adapt with new limits in super and pension funds. Here’s how. Last week’s backdown on the $500,000 non-concessional limit will have appeased some. But will have upset others. What now seems certain is that the $1.6 million transfer to pension (TTP) cap is here to stay. And that is […]

Beware the one-stop-shop property investment

I’ve never been a protestor. I’ve never held aloft a banner, attended a march, or camped outside a building with a megaphone, demanding action, like, now. That’s not to say that I would never do it. I’ve just got this image that the people who do so are, well, hippies. (“What do we want? Naptime […]

Morrison’s super changes still have victims

SUMMARY: Coalition wavers, dumping $500k after-tax cap. But not without creating a few new superannuation victims. Treasurer Scott Morrison has caved to pressure from his backbench on the $500,000 non-concessional superannuation cap, announcing a major restructure of its policy. The $500k NCC limit, which was to be backdated to 2007, will be scrapped. The replacement […]

If you need help find an adviser

There are some things in life I simply won’t do. There is an equal amount Mrs DebtMan also refuses to lift a finger on. Sometimes, this is simply demarcation. Lines have developed over the years. She won’t do some things because she knows I will, or she insists that it’s my job. And, equally, in […]

Busting the $1.6m super cap. Here’s what to do

              SUMMARY: The $1.6 million transfer-to-pension cap … what you need to start considering now. So, you’re going to bust the cap. You’ve got more than $1.6 million in super. And you’re wondering what the proposed transfer-to-pension cap is going to mean. You’re going to have some decisions to […]

Is the end nigh for super recontributions?

SUMMARY: Recontribution strategy users the real victims of retrospective $500k non-concessional contribution limit. The final hard sell on the government’s proposed superannuation overhaul started on Monday in Canberra. Politicians started returning to Canberra, and Prime Minister Malcolm Turnbull and Treasurer Scott Morrison were continuing to sell the message that they don’t believe changes to the […]

Morrison’s struggles may spur super changes

  SUMMARY: Canberra’s super pressure cooker is leaking – and agreement to lift the NCC limit could seal the deal. Treasurer Scott Morrison is on a mini-roadshow, selling his proposed superannuation changes. The odd thing is who he’s having to go the hard-sell to. Not the public, not the media, but his own government colleagues. […]