“Frothing at the mouth”: a description of someone white hot with rage, ranting feverishly over what is usually not much of an issue. This is something I occasionally do. Sometimes for fun. Sometimes right here in this column. But mostly over topics that would bore most. Most recently, I did it last […]
If you’re a long-term property investor with a mortgage, how pissed off are you right now? Put me down for “seriously pissed off”. I just received notification from my bank to say the interest rates on my investment loans are being hiked by about 50 basis points. Half a freakin’ per cent! That’s two […]
Death has been on my mind. A little more than usual, lately. I don’t deal with death well. Not a big fan. I’m not good at dealing with the death of others. I don’t like thinking about the possibility of my own. Though I’m not stupid. I have prepared for it somewhat. My […]
In order to get my point about insurance across forcefully to a mum and dad, I usually need to kill one of them. To get singles on board, I either have to maim them in a horrific car accident, or give them a life-threatening cancer. Sounds drastic, sure. But we’re talking life and death here, […]
Default insurance coverage inside super is fuelling a dangerous “she’ll be right, mate” attitude to protection among Australian families. Too many Australians see some minor levels of insurance inside their super funds and believe they are “covered”. But default coverage levels have not taken anyone’s circumstances into consideration. Your need, or your […]
Bruce Brammall, 26th October 2016, The Eureka Report SUMMARY: Lower contribution limits and taxed pensions will be followed by harsher measures in years to come, says survey. Note to all Australians aged about 40 years and over … you have a problem. And it’s big. You didn’t have enough sex when you were younger. Selfish. […]
I hate to be the crusher of dreams, the strangler of wishful thinking. But I think it’s about time to snuff out some truly false hope. Today, I think I need to do that. To help some SMSF trustees to move on. […]
SUMMARY: Insurance inside super from next year will require a re-evaluation. Lower contribution limits have tilted the field. Life insurance inside superannuation has been a relatively simple equation for most Australians. Until now. Current higher contributions limits and the advantages of tax deductibility had meant that, for the majority, it made sense to have […]
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.