One of the many labels you could plonk on my parents is “hippies”. It’s not just their home-grown organic food, the solar-powered house, or their constant rewatching of British 70s sitcom, “The Good Life”. And they’re not dastardly annoying hippies, like Neil from “The Young Ones”. But new-age hippies they certainly are. More than anything, […]
Is having a colleague throw something at my head, with a question, advice? “Hey, wanna read this?” That’s sort of advice, isn’t it? Anyway, that something was a book, which sat untouched beside my bed for months. Eventually, on a day off, I read it. It was about property investment. It explained, simply, how […]
The great thing about being a Generation Xer is that we’ve still got youth. At least in a relative sense. Sure, I’ve forgotten a few words to some Cold Chisel songs, but not because of dementia. I struggle to keep up with my kids sometimes, but I’m still arthritis-free. And I certainly cringe when I […]
Exhausting, depressing, scary and life-changing. The crashing end of a long-term relationship can be physically and mentally all-consuming. Contemplating life as a single, or setting off on the search for happiness again, can be daunting. For many, it will be a sliding door they didn’t want opened. Others will splash on some blue face […]
Best ways? Plural? Is there some suggestion that there’s more than one way? Because there isn’t. There is only one way to cut your nasty, insidious, credit card debt. Sorry guys, but it’s called “willpower”. You just need some to draw on. Credit cards, used incorrectly, are cancers on your finances. They […]
Being diagnosed with a potentially deadly health condition in your 20s holds no positives. Not for the person whose lap it falls on. Not for their partner. Nor their children. Never. When the illness is a slow, progressive, and almost assured, death sentence, the younger the person, the more depressing the story. But sometimes, foresight […]
Big businesses constantly assess their balance sheets. They are always tinkering with what to keep on balance sheet. And what to bugger off it. Often, they will conclude to sell assets, such as property they own outright, and rent instead. Selling property frees up capital for business investment, and introduces a tax-deductible cost in rent. […]
Oh, I yearn for the good old days, when robbers had to pickpocket you in the street, or sedate your dog before ransacking the home. They’re now so lazy, they pillage our finances from their own home – in Russia, Turkmenistan, or the Congo. So impersonal. I became a victim of internet credit card fraud […]
Keep your helmets on, investors – this is probably only a short break in hostilities. We’re still under attack. And the battles, on several fronts, aren’t likely to be over for some time yet. With the stock-market shenanigans, which at the end of August looked like they would right themselves, but then resumed stupidity. The […]
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know something about you. You’re fully invested in cash. And while that has served you well in the last fortnight, it’s been a number of years […]
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