Wrong question. Try this one: “How much do you love your partner and/or kids?” Life insurance covers your family when you can’t fog up a mirror anymore. That is, you’re dead. An unfortunate situation to find yourself in. But even less fortunate for your family. You’re not around to earn an income for the next […]
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the constant struggle to stay afloat is superceded by thoughts of creating real wealth. There is spare money left over, monthly, after life’s expenses are covered. […]
Sometimes, saving is easy. Other times, some effort is required. Occasionally, you need to have a little fight. Mrs DebtMan announced a year ago that by driving an extra five minutes each way to a different supermarket, she saved us $100 a shop. “Soooo,” came my query, “why don’t we do this every week […]
Been thinking about a self-managed super fund? Listen to your gut. What’s it telling you? If you’ve been researching SMSF … and you think you’ve got the requirements covered … you’ll probably know it. But if you’ve been looking into it, but still question whether a SMSF would suit you, continue deliberating. Don’t start […]
Pick winners. Punt big. Celebrate hard. Shout lots of drinks when you win, so everyone knows you’re the bomb! That’s the dream. The reality can be a nightmare when you’re half a pay packet lighter. How could you could be so bad at punting? Melbourne during Cup Week is awesome. I’ve made it to Flemington […]
I’m tired. Of listening to codswallop. I’m bored of listening to people trying to stand out by predicting the future. I have, simply, read too many forecasts, too many predictions. I say this with a heavy heart, as I know I’ve got decades of my investing life left, where I’ll read thousands more. On average, […]
Property investors are getting belted. U-huh, I know what that means. Property prices are on the march, aren’t they? The anti-investor screams are no longer like the distant roar of an ocean crashing from behind a sand dune, but the screaming headlines in a media article, which sound more like a hungry six-month old […]
When the house-buying lightning bolt struck me, Mrs DebtMan wasn’t ready. “No! You can’t buy a home until WE can buy a home,” she said. We weren’t married. We were living together, playing house. Where I had savings, she had none. And where she had credit card debt, I had none. I gave her […]
Do your belts up a little tighter readers, or I might just shock the pants off you. Gen Xers need to do both. Shock! Horror! Neither is hands-down better than the other. They’re different. At our age, from our late 30s and 40s, we need to build our investments in both vehicles. While Xers can’t […]
A time machine, no question. And if it looked like Marty McFly’s DeLorean, awesome! I really just need to get a few hours into the future. Find out the next few long-odds winners at Doomben, then punt enough to shake the knees of a few bookies. But until I find a working time machine […]
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