Bruce Brammall, 5 March, 2019, Eureka Report SUMMARY: Low interest rates make the strategy of topping up super instead of paying down the home loan a worthwhile consideration. If you’re in your 50s, do you smash the home loan? Or contribute extra to super? Does one strategy beat the other, or is it really just “same […]
Bruce Brammall, 19 March, 2019, Eureka Report SUMMARY: A win for some little SMSF people and the figures showing buying off-the-plan is a financial disaster. Within a few minutes of Mary and Rohan sitting down with me, my blood had started to boil. Not because of them. They were an ordinary, hard-working, lovely, professional couple. […]
Bruce Brammall, 20 February, 2019, Eureka Report SUMMARY: DIY super fund trustees get political, forming their own party to take their interests to Canberra. Self-managed super fund trustees are feeling pretty peeved. Picked on and pilloried by politicians, many feel it’s time to rise up and stick up for themselves. They’ve been under attack, […]
Bruce Brammall, 6 February, 2019, Eureka Report SUMMARY: Super fund fees should never have been used to cross-subsidise personal financial advice, Kenneth Hayne argues. Superannuation is going back to basics. Kenneth Hayne wants to deliver a pure, cut-the-crap, “unplugged” version of how great superannuation should be. It should be run by a posse of “Super […]
Bruce Brammall, 23 January, 2019, Eureka Report SUMMARY: Property scares for SMSFs under a Labor Government are bubbling away, but don’t believe everything you read. Sometimes you leave something slowly simmering in a pot, only to turn back moments later to find it exploding uncontrollably like molten lava. That has certainly been the […]
Bruce Brammall, 9 January, 2019, Eureka Report SUMMARY: Here are the major issues to consider if you’re gazing into your SMSF crystal ball for the year ahead. Without what seems an unlikely bounce in asset prices, there’s probably not a lot of joy for DIY super trustees looking into their crystal balls for 2019. And […]
Bruce Brammall, 19 December, 2018, Eureka Report SUMMARY: The wins and the losses of superannuation in 2018 – plenty to celebrate, but some land mines to watch out for. “Big bang” changes were thankfully off the radar, but DIY super trustees had plenty to keep their eyes on in 2018. On the investment front, […]
Bruce Brammall, 5 December, 2018, Eureka Report SUMMARY: Concessional contributions 101: Building your super and saving tax as you approach retirement. For anyone within a decade of retirement, super planning is critical. And a big part of that strategy is about maximising your super contributions. The difference between using that decade wisely and not, […]
Bruce Brammall, 21 November, 2018, Eureka Report SUMMARY: New survey aims to bust a few myths about running SMSFs, and shows how much work is really involved. DIY super fund trustees are spending more than eight hours a month running their retirement savings, a new survey shows. About two hours a week is what trustees […]
Bruce Brammall, 14 November, 2018, Eureka Report SUMMARY: The winds of change might be sweeping through, but geared DIY super property investment is not dead. So many misconceptions. Property markets are in falling in some major cities. And conditions in the lending market mean it is harder to get funding. Both of which are posing […]
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