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Tag: Insurance

This useless fluff is unlikely to deliver the goods

I feel like Homer Simpson at this time of year. Um, actually, maybe “I look like” Homer Simpson. After 25 Christmas parties in 25 days, I can’t see my belly button. I’ll tackle that in January. What I need help with is … what is that thing in my navel? Is it just useless fluff? […]

What are the most important financial lessons you have learnt this year?

Little DebtBoy starts school next year. He’s more excited about it than Christmas. More than anything, I’m desperate for him to love learning. If I can instil in him a passion for knowledge, my most important job as a dad will be done. Constant learning deepens your understanding of everything – even outside the area […]

Look left, look right and handball the financial risk

Crossing the road safely is a life skill you can’t handball. Not something you can delegate. Look right, look left. If Lightning McQueen (a mad driver and not such a great role model for kids) isn’t speeding in your direction, seasoned judgement, or your Jedi powers, guides you across safely. In a similar basket go […]

Superannuation statements will soon start arriving in letterboxes. What things should you look for in them?

As inscribed on the cover of The Hitchhiker’s Guide to the Galaxy, “DON’T PANIC!” I know superannuation seems a bit scary, perhaps pointless. But it’s compulsory and you’ll notice it’s a not insignificant amount now, so stay calm. Here’s what Gen Xers need to check when your super statement comes in. First up, don’t stuff […]

It’s an Olympian effort but you need to check your super fund

The Olympics is an interesting armchair spectator sport in a philosophical sense. Every four years, for two weeks, we all become experts in sports we know absolutely nothing about. “Oooh, bad rotation.” “Great double pike with twist!” “Lift your stroke rate girls”. But the Olympics is for all ages. Four years ago, when the Beijing […]

Beating the superman syndrome

PORTFOLIO POINT: For very good reason, there’s a new mandatory requirement for SMSFs from July 1. In the enthusiastic rush to start your own self-managed super fund, there are countless mistakes that can be made. Thankfully, most of them aren’t disastrous. More of an annoyance. Messing up ABN and TFN documents, choosing the wrong type […]