SUMMARY: Couples working together financially can make one plus one equal more than two. It’s an unusual statistic, though it shouldn’t be overly surprising: Surveys show the widowed are generally the least worried about their retirement. The reason is understandable. Most of two lifetimes spent saving to fund a joint retirement is now going to […]
AWESOME! Would you like to talk insurance? Or would you rather grab some kitchen knives and surgically remove your own appendix? Weird, but insurance is the “great grudge purchase”. You know you need it. You just don’t want to pay for it. Weirder, when you do insure, it’s the least valuable stuff. More people insure […]
PORTFOLIO POINT: ASIC will make it tougher for industry professionals to push clients down the path of opening a SMSFs. The snowball in the numbers of SMSFs and the associated members and trustees continues rolling and growing. The latest tax office data, released over the weekend, shows SMSFs numbered 509,362 at 30 June, with a […]
PORTFOLIO POINT: Don’t let your partner’s death destroy your SMSF’s property dreams. Death can be rather inconvenient, particularly if poorly timed. And I’m not talking about the impact on the deceased. Sure, mostly, they aren’t going to be thrilled with the event. But it tends to be rather final and today we’re going to assume […]
My doctor performed a few biopsies last week. Actually, he probably took dozens. But let’s focus on me for a second. On me, he gouged two. Literally, as I write this column, I’m hesitantly awaiting a phone call. He said there was a “one in thirty” chance of it being serious. “But doc, I’ve […]
Always look on the bright side of death / Just before you draw your terminal breath The “Don’t Worry, Be Happy”, whistle-your-blues-away, approach to your impending demise might be a little hard to put into practice. While Monty Python’s “Life of Brian” got us laughing about it, death itself is one of life’s imponderables. Hey, […]
Download Debt Man #52 feb2013A
MOST of us need? Seriously. All Gen Xers need it! Like we need air. And Sunnyboy iceblocks on 40 deg day. Ask yourselves the following. Have you got a mortgage, kids, partner, debt or a job? Still breathing? The more of those you said “uh-huh” to, the more insurance you need. Unless you won lotto […]
Debt Man #51 jan2013
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