Bruce Brammall, The West Australian, 23 November, 2019 When we first considered bidding on the house my family now calls home, my biggest concern was the backyard. Mrs DebtMan and I were upgrading from a two-storey terrace to something with a yard, so the kids could kick a ball, have a trampoline and […]
Bruce Brammall, The West Australian, 9 November, 2020 Couldn’t help but think of one of Dirty Harry’s most famous lines when the Reserve Bank cut interest rates last week. As the wounded bank robber lay on the street, deciding whether or not to reach for his gun, he couldn’t remember whether Harry Callahan had one […]
Bruce Brammall, The West Australian, 26th October 2020 Sometimes, some very sensible people say some stupid stuff. You look at them and think: “Seriously? Did you really just say that?” The topic of “debt” seems to be a particularly rich source of making otherwise rational people sound like morons. “The key to financial control is […]
Bruce Brammall, The West Australian, 12th October 2020 Superannuation has had a rough year. Smashed to pieces by toppling markets in March, followed by a “legal” $33 billion raid by cash-strapped Australians. While things have settled (for now), super funds, like the rest of the planet, are keen to kick 2020’s backside out the door. […]
Bruce Brammall, The West Australian, 28 September, 2020 I love self-managed super funds. But, without doubt, too many Australians dive into this pool and crack their skulls on the bottom. Australian investors love control. We love direct property and direct investing in the share market. And, in recent decades, we’ve come to love self-managed […]
Bruce Brammall, The West Australian, 14 September, 2020 The dictionary defines “aroused” as meaning “stir into action or strong response”, or “stimulate”. When it comes to mortgage interest rates starting with a “1”, take […]
Bruce Brammall, The West Australian, 31 August, 2020 Life’s big personal priorities rarely change day to day. What’s important to you one year is, usually, still important to you the next year. But, sometimes, something will karate kick you in the guts. And Covid-19 will have done that, globally, more than any other event […]
Bruce Brammall, The West Australian, 3 August, 2019 Too often for my liking, the little guy just gets totally screwed over. And the roulette wheel spins in favour of the wealthy. Rules get changed for “righteous” reasons, by politicians in ivory towers. They believe they are creating the ideal, but the trickle-down consequences […]
Bruce Brammall, The West Australian, 20 July, 2019 Older Australians looking to buy their first home face higher hurdles, with pressure increasing for borrowers to nominate how they will repay debt at retirement. National Australia Bank told mortgage brokers last week that borrowers would need to justify how they would eliminate loans before they clocked […]
Bruce Brammall, The West Australian,15 June, 2019 How good am I? I predicted this! A short, sharp correction, bouncing back fast and furiously. Call me Nostradamous! No, I didn’t predict squat. I didn’t see the ASX200 dipping below 4600 points. And I certainly didn’t predict the 32 per cent bounceback above 6100. Certainly not both […]
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