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Tag: Getting the best mortgage

We are all now richer!

  Bruce Brammall, The West Australian, 28 June, 2021 “You’ve never been richer” says the Government’s chief statistician. And he’s quoting stats, so you know it’s 100 per cent fact. (Oh, except for when they need to belatedly revise things.) Given the financial year we farewelled last month, that would have been a gutsy prediction […]

Why Susan’s so super

Bruce Brammall, The West Australian, 14 June, 2021                     June is finance Grand Final time and you can smell the tension in the air. Might make you jumpy enough to get you a little punchy – give or take a little bit of a jab. Lucky […]

No time for ifs, buts

Bruce Brammall, The West Australian, 31 May, 2021                   Kids always seem to forget their parents were once their age. And every excuse they try to pull on is one their oldies have previously used themselves. “Oh, DebtBoy. You haven’t done your homework because you haven’t had […]

A Super Spreader

Bruce Brammall, The West Australian, 17 May, 2021   No matter your political colours, it’s fair to say most rules and laws are made for sensible reasons – at the time they’re made. But while laws stand still, time marches on. And stagnant laws can age just as badly as fashion. I present two examples […]

Is rate party over?

Bruce Brammall, The West Australian, 3 May, 2021               Done and dusted. That’s it. A line in the sand has been drawn on low interest rates. The only way is up. The Reserve Bank has mouthed the words. And the major lenders have responded. They’ve even told us when. […]

Pain in the pocket

Bruce Brammall, The West Australian, 19 April, 2021             The on-off argument went for longer than a year. But, finally, Mrs DebtMan and I agreed on terms. And a way forward. It was tough. As always in these situations, there were no outright winners. Both sides had to compromise. But […]

Diving in Deep – Three rules investors need to know before making leap

Bruce Brammall, The West Australian, 5 April, 2021 It’s not often that first home buyers get one-up on investors. But they certainly did coming out of the depths of Covid last year. In a “normal” market cycle, investors tend to swoop first on the bargains, leaving first timers buying into an already rising market. This […]

Is now the best time to join the property stampede?

  Bruce Brammall, The West Australian, 1 March, 2021     There’s an old investor saying – no-one rings a bell at the bottom of the market. But if you listen really closely, you can sometimes hear the far-off sounds of the stampede. The roar starts small. It’s a while, generally, before you can see […]

Crypto’s still cryptic

Bruce Brammall, The West Australian, 15 February, 2021 Elon Musk doesn’t care much for rules or boundaries. Certainly not the rules of science, gravity, defamation or securities exchange bosses. He revels in having an extreme view on pretty much everything, from populating Mars to Covid-19, from public transport to artificial intelligence. And the world needs […]

Post Covid investing for your cash

Bruce Brammall, The West Australian, 1 February, 2021                             Once upon a time, saving was fun. Put money into the bank and get a warm glow each month when your interest arrived. Remember then? When banks actually paid interest and helped you […]