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Tag: Best property investment finance

It’s who dares, wins

Bruce Brammall, The West Australian, 31 March 2025                                               Let’s shine a fresh light on an investing strategy that has been about as popular in recent times as my DebtBoy’s latest haircut. Geared […]

Is now time to fix?

Bruce Brammall, The West Australian, 23 October, 2023 It’s kinda nice to hear a big bank boss have a bit of a bitch about his competitors. Accusing them of writing “uneconomic” loans that were “destroying value”, Commonwealth Bank’s Matt Comyn last week admitted he’d lost market share during a pricing war earlier this year. “Oh, […]

How “mortgage prisoners” can taste freedom

Bruce Brammall, The Australian, 23 July, 2023 Life would be so much easier if history read a little more like “An Idiot’s Guide to the Future”. Arguably it should. I mean, how many different variations of “mistakes” and “stupid” and “avoidable errors” can life hold? Homeowners would certainly love a reliable playbook to deal with […]

Answer to chaos is to diversify

Bruce Brammall, The Australian, 24 April, 2022 Dumb decisions admission time – one of my earliest investment decisions was one of my stupidest. It was 1993 and I was early-20s. I had some money set aside to pay off the last of my HECS university debt in about nine months’ time. If I paid it […]

Things could get a little bit messy

Bruce Brammall, The Australian, 17 April, 2022 Let’s me put a bit of a bent on an old saying: “Enjoy the chocolate Easter eggs today … because it’s going to be boiled lollies for Christmas”. For the first time in nearly 12 years, we’ve had an interest rate rise. Actually, there’ll be many. It doesn’t […]

Back in 5…. years!

Bruce Brammall, The West Australian, 11 April, 2022 “Just heading out for a bit, Darl. Going to the city to pick myself up a licence to provide financial advice.” … Said a few Australian “finfluencers” in recent weeks, after their industry copped a rocket from ASIC for providing financial advice illegally. Some finfluencers think they […]

Think of bricks and mortality

Bruce Brammall, The Australian, 10 April, 2022 My kids are polar opposites in so many ways. One boy, one girl. One barely talks. The other won’t stop. One has my sense of humour, the other my wife’s. American rap versus pop. Saver versus spender. Messy (like bombs going off everywhere) versus clean, tidy and orderly. […]

Twin forces set to wreck your budget

Bruce Brammall, The West Australian, 14 March, 2022                                                         It’s so thick in the air now, you can almost smell it. You can sense the pain and suffering […]

Give markets a chance

Bruce Brammall, The West Australian, 28 February, 2022 My knowledge of Russian is limited to a few words I picked up from staff aboard the Aleksandr Pushkin cruise ship in 1989. It was a Contiki holiday – only for those aged 18 to 35. Party. Hard. Stolichnaya vodka featured prominently. The days I remember. The […]

Rules to win super game

Bruce Brammall, The West Australian, 14 February, 2022 It’s not always the smartest person in the room that wins the game. Often, it’s the person who knows the rules best. How many times have you been soundly flogged by children, or mates, who wiped you off the floor before you really knew what was going […]