Nothing, apparently. Not my kids. No way. And even if they could, it would, at best, only be the bad habits learned from watching Mrs DebtMan burning the plastic fantastic at the shops. But just in case, I asked DebtGirl: “Is there anything you think you could teach Daddy about money?” A mild panic crossed […]
I’d like to think I haven’t wasted too much money in my life. So I asked some mates. Fox: “Two guppies that lasted three days”. Voodoo: “Cars”. Risky: “Ex-wife. First wedding. Tyres. Bourbon from last night. Fyfe’s breakfast this morning. Whipper snipper cable”. Fyfe (ignoring taunt): “30 Sherrins that have disappeared over the back fence. […]
They say bad luck comes in threes. But when it comes to your health, a single event can be devastating. I’ve seen incredibly fit people get knocked for six health wise, including Gen Xers fit enough to run marathons, collapse with heart attacks. Good luck if you want to rely on the public health system. […]
Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my retirement tens of thousands. Gen Xers, if that’s also you, it’s not too late. And making a difference now doesn’t have to be hard. Firstly, […]
Don’t cheer too hard. Leave the champagne on ice. Suck up to the boss. Batten down hatches. Interest rate cuts, sure, are like a pay rise. Sort of. Sadly, they can be taken away from you. They eventually will. You have no control over it. I don’t want to get all Nouriel Roubini (the guy […]
With membership surging through one million in 2014, SMSFs seem to be the hip and cool fashion accessory for investors. But be warned. This is not like spending some coin to join the trendoids with the latest shades, shoes, or road bike. SMSFs are not just about taking investment control of your super. Running a […]
When life turns all pear-shaped, the “Great Grudge Purchase” is the thing you’re glad you bought. Or wished you’d had. Insurance is a crucial element of protecting your finances. You need protection against events that could either wipe you out financially, or set you back years. Some events you would recover from in a few […]
After a beach holiday spent with “classy bogan” (well, they think they are) mates, with music suggesting we were trying to recreate the summer of 1985 … Returning to work? Ugh! Though, sadly, did two weeks ago. For Xers’ urgent attention: Square off the Christmas credit card. Pay for the tin lids’ school gear. Restock […]
DANG! A job on my to-do list! This is my kids’ age group and a conversation I need to have with them. It will go hand-in-hand with DebtBoy and DebtGirl getting pocket money, which should also start soon. As covered well by Kerrin (right), the accounts themselves can be full of traps. And that’s to […]
CONFUCIOUS say: “Focus long enough on financial problem, it go ‘poof’ and disappear.” Okay, the great philosopher did not say that. He’s way smarter. All the focus in the world won’t fix a problem, unless it’s backed up with actions. What financial issues should Gen X be addressing now, in 2015? We’ve all got different […]
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