Bruce Brammall, The West Australian, 6 June, 2023 Australia’s rapidly growing “mortgage prisoner” population, who have felt the noose tightening around their necks, could soon be handed a major reprieve. Hundreds of thousands of borrowers have been trapped with their current lender because of stubbornly rigid refinancing rules, which has stopped them from getting cheaper […]
Bruce Brammall, The West Australian, 13 December, 2021 It’s a disturbing confirmation of personal concerns that I’ve had for some time. I might be getting old – I’m […]
I am staggering, limping, into Christmas. Happens every year. Work like crazy through December … to end another year of crazy. Attend about 50 pre-Christmas catchups, leaving a liver in need of detox. Just like you. It’s simply life as a Gen Xer. We’ve got a lot on our plates. Stuff falls off all the […]
WHOA! Hold on a minute. I have to choose? Um, I can’t. Further, I won’t. If you think the decision is simply about which has the best headline interest rates now … you’re deluded. (And further, it’s not an either/or choice.) The main reason to choose variable rates is […]
Easy! Borrow until your nose bleeds, you can’t sleep at night, or you’re finding it hard to breathe. Then pay a little back. Nope. That’s definitely not the way to do it. But there’s no simple calculation either. How much borrowing is too much is as personal as a finger print. For some, the right […]
Well, that depends, doesn’t it? Perhaps just wriggle your way into a some $10 Kris Kringles, and you’ll be right, hey bro? But, sadly, a tenner won’t wrap a six-pack of beer, a CD, or a even a decent box of chocolates. And with roughly 94 Christmas drinkipoos in the next 25 days – to […]
Wrong question. Try this one: “How much do you love your partner and/or kids?” Life insurance covers your family when you can’t fog up a mirror anymore. That is, you’re dead. An unfortunate situation to find yourself in. But even less fortunate for your family. You’re not around to earn an income for the next […]
Sometimes, saving is easy. Other times, some effort is required. Occasionally, you need to have a little fight. Mrs DebtMan announced a year ago that by driving an extra five minutes each way to a different supermarket, she saved us $100 a shop. “Soooo,” came my query, “why don’t we do this every week […]
Been thinking about a self-managed super fund? Listen to your gut. What’s it telling you? If you’ve been researching SMSF … and you think you’ve got the requirements covered … you’ll probably know it. But if you’ve been looking into it, but still question whether a SMSF would suit you, continue deliberating. Don’t start […]
Pick winners. Punt big. Celebrate hard. Shout lots of drinks when you win, so everyone knows you’re the bomb! That’s the dream. The reality can be a nightmare when you’re half a pay packet lighter. How could you could be so bad at punting? Melbourne during Cup Week is awesome. I’ve made it to Flemington […]
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