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Category: The West Australian

A big pile of cash, but you can make it bigger

I’ve been waiting for a bus. For a long time now. Clearly, it’s not coming. It’s time to concede. “Stuff it, I’ll walk”. Okay, time for a quick superannuation lesson. I’m doing it myself in the absence of a government-sponsored education campaign (that’d be the broken down bus still at the terminal). I’ve got 700 […]

Give banks a break – they’re not as stupid as they seem

Fair time to be alive, ain’t it? Australia’s in reasonable shape. Technology is making life faster, longer and more fun.   You want something, you go get it. Queen told us we can want it all and demand it now. We Generation Xers live that motto.   If we don’t have the cash, credit’s a […]

Let the bank know who’s the boss of your home loan

“Banks giving away free money! Hold the front page! Yours to collect. Got a mortgage? You’re eligible. Don’t delay – they want to give it to you … NOW!” Sounds like a crock? Debt Man gone daft? No. Deadly serious. It’s just a matter of whether you’re prepared to ask for it. And for certain banks: […]

Sacrifice now so you decide when to retire

Go ahead, Canberra. Raise the pension age. Delay me access to my super fund. Do what you think you’ve got to do. But mark my words, Tony. And, Joe, can you hear me? Let’s get one thing very clear … you will not determine when I retire. I’ll make that call. I’ll choose when I […]

There’s no extras to top this Federal Budget blockbuster

Pizza. Oh, love of my life! Every experience can be enriched with pizza’s inclusion. Both life’s highs and lows should be celebrated with it. Birth of a child. Grand final victory. Pay rise at work. Redundancy. First date (gourmet, perhaps). Funerals. Graduation. Boys’ nights out. Girls’ nights in. Saturday morning hangovers. Sunday arvo sessions. Divorce […]

Forget the mid-life crisis — take smaller risks often

The older one gets, the closer one’s final breath becomes. Given that, age could be blamed for taking financial risks decisions based on shorter and shorter time frames, right? Logical. But that’s not how it happens. Particularly when it comes to money. It’s the reverse. The closer death comes, the longer you allow financial decisions […]

Banks know they’re on a good thing: you

Fair time to be alive, ain’t it? Australia’s in reasonable shape. Technology is making life faster, longer and more fun. You want something, you go get it. Queen told us we can want it all and demand it now. We Generation Xers live that motto. If we don’t have the cash, credit’s a cinch. We […]

Forty, indebted and grumpy — just keep hanging in there

Apparently, life begins at 40. But the party doesn’t last long. Soon after, you sink into a well of depression and want to top yourself. So says a survey of two million people from 80 countries. Our 40s is the peak of our unhappiness. Age 44, on average, is us at our grumpiest. We hit […]

Want wealth — get willpower

I’m doing my best to teach little DebtBoy to read. (Almost) every night, for 20 minutes in my study … well, it sounds like I’m pulling his teeth out with pliers. He hates it. The frustration overflows, along with tears and shouting. He screams at me: “I don’t want to do this!” My response, without […]

Some things are so obvious, Stevie Wonder could see

Nobody likes to stuff up. Making errors is, generally, a pretty annoying part of life. Of course, the bigger the cockup, the bigger the required clean up. I’m really no fan at all of the avoidable clean up. You know, making things right from a disaster that even Stevie Wonder could see coming a mile […]