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Category: The West Australian

Morphing mortgage from millstone to firm friend

When you decide that you really hate something, it’s funny how you can see all of the faults so much more clearly. Like the snivelling moron you sit next to at work, who is not only lazy and a slob in the kitchen, but it turns out he’s also a liar, disrespectful and a mummy’s […]

Learn to love your mortgage

When you decide that you really hate something, it’s funny how you can see all of the faults so much more clearly. Like the snivelling moron you sit next to at work, who is not only lazy and a slob in the kitchen, but it turns out he’s also a liar, disrespectful and a mummy’s […]

Sometimes, it’s the little things . . .

Actions and consequences – every one of the former comes with one of the latter. Usually, it’s big actions that have big consequences, while we’re told “don’t sweat the small stuff”. I disagree. The small stuff, repeated daily for years, can have huge, leveraged, effects on our lives. Like a daily, mid-morning, muffin. Whether choc-blueberry […]

Don’t fear buying first home

Can you think back to a time when we weren’t all scared? When you, or those around you, weren’t fearful of an impending catastrophe? We live in a constant state of global panic – war/terrorism, financial and disease, in roughly that order. Fear is good. It stops complacency. Keeps people on their toes. Inevitably, relatively […]

Bust the backroom deal and take super control

The best things in life – like a hug from your kids – are free. But, sadly, you can’t survive on free stuff, without turning to crime and pinching everything else. Want a life with a nicer sweet treats? Have more money. The more of it, the better. Want a nicer long life? Well, knuckle […]

If only I knew then…

I’d like to bump into myself in the street 20 years ago, but right now. That would be right cool. And rather enlightening. For him. Of course, if I did, I’d suggest we head off to the rubbity dub. Assuming Young Me didn’t say “Bugger off old man”, I’d buy him a drink. “Pull up […]

Act first and beat maddening crowd

I’ve got a fair bit of contrarian in me. It comes from the same part of my brain that screams: “I hate crowds”. I like people, just not lots of them doing the same thing simultaneously. Writhing throngs annoy me. We get in each others’ way. I holiday where people aren’t – you might consider […]

Using super for a home is dumb because it will just cost more

Don’t you hate it when someone you respect comes out and just says, like, the dumbest thing ever? Something so idiotic that the credibility they’d built up with you over years, magically goes “poof!” Damnit! I hate that. Senator Nick Xenophon is someone with whom I’ve not always agreed, but who I’ve normally respected. But […]

I’m from Mars, you’re clearly a Venusian — let’s compromise

Mrs DebtMan claims I only agreed to wedlock because I would gain a second income with which to negative gear. A scurrilous accusation. If true – and I confess to no such thing – then it would have been wretchedly short-term thinking on my behalf. Sure, two incomes might have given me the ability to […]

Forget the RBA, I’m calling it for the buyers

When an undisputed champion offers to adjudicate on a cage fight, respect says you stand back, listen to the verdict, and graciously accept victory or defeat. If Elvis rolled up to judge your local “battle of the bands”, would you dare question his decision? So, last week was, like, a TOTAL let-down. The Reserve Bank […]