Bruce Brammall, The West Australian, 26 February, 2018 As far as investment yarns go, there are few that I love more than an old “reversion to mean” parable. Markets have run too hard, shot too high? Surely, they must settle back for a while. Asset prices have been in the doldrums for an aeon? […]
Bruce Brammall, The West Australian, 29 January, 2018 I guess a retirement village could be fun. If Rodney Dangerfield, playing his gregarious Caddy Shack character, was my neighbour. But Dangerfield’s dead. And I doubt, by the time I’m old enough to meet entry requirements, my golf swing could sustain a game consistently under 100. Who am I […]
Bruce Brammall, The West Australian, 15 January, 2018 Put your beer down. It’s time for an argument. This is about taxing property investors. So it’s important. Actually, hold on. If we’re going to argue about something other than whether Steve Smith deserves to be compared to Sir Donald Bradman … well, maybe having a […]
Bruce Brammall, The West Australian, 11 December 2017 Hang in there, dudes and dudettes. You’re nearly done. There’s only a week or two to go until most of us get to clock off for the year. December is the most frantic month of the year. You’ve got to squeeze in 74 Christmas parties/catch-ups in […]
Bruce Brammall, The West Australian, 4 December 2017 So, we now have a royal commission into the banking sector. A bloody big microscope is bound to find some really ugly stuff. Conflicts of interest, fee gouging, insurance scandals and rorts, conflicted remuneration. There’s plenty of rocks to peer under. The commissioner will no doubt […]
Bruce Brammall, The West Australian, 13 November 2017 Surveys, yardsticks and statistics – if you care about your own personal finance, these are usually a staple part of your information diet. Why? Because they allow you to judge your performance. Are you tracking ahead, or behind? Do you need to work/save harder? Is there something […]
The stakes are high, the gearing a bit dizzy … it’s a love affair that keeps Australians smitten, even though so many are so bad at this game. Property is that lump of coal that so many of us try to squeeze into a diamond. Some do. Some don’t. Me? Property became an obsession […]
If you want to scare the crap out of yourself, just for fun, go google “mortgage stress”. I did. Turns out catastrophe is about a heart beat away. Apparently, we’re all going to die. If the Reserve Bank raises interest rates, like ever, Australian households will collapse like a “house of cards”. According to […]
With a world of investment opportunity out there … why would anyone focus their attention on interest rates on savings? Why? Sadly, because everyone still needs to hold cash. As a result, interest rates, as pitiful as they are, become important for at least a portion of anyone’s wealth. I emphasise “portion”. I’ll […]
Here’s an unlikely financial advice question: “Where does your favourite pizza come from?” When we last moved house, we moved out of delivery range of my favourite pizza delivery place. Devastated. So, the search started. Every time pizza was being hankered for, we tried a different place. Nothing came close. All options were second […]
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