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Category: The West Australian

Credit crunch – get all of your credit cards in order

Bruce Brammall, The West Australian, 4 February, 2019     Some things are simply unfathomable – impossible to imagine happening. Like Australians learning to like tennis brat Nick Kyrgios. Or a Gold Coast Suns premiership. Or, possibly, that Australians would ever shun the “plastic fantastic”. Our obsession with credit cards goes close to our love […]

Will Bill king-hit investors?

  Bruce Brammall, The West Australian, 21 January, 2019   If investors were to list their fears for 2019, then “Labor federal election victory” might top the charts for property lovers. The ALP has a deep-seated hatred of real estate investors. It’s current platform would be the most anti-property investor policies taken into an election in […]

Here’s hoping you get a tax bill

Bruce Brammall, The West Australian, 26 November, 2018 If you’ve got a big investment property decision to make heading into retirement, I hope you’ve got a huge tax bill coming. I’m not being nasty! It’s certainly way better than the alternative. What you don’t want heading into retirement is to be sitting on a capital […]

Need to bridge gaps

Bruce Brammall, The West Australian, 12 November, 2018   A couple of times a year, we all face some big choices about how to blow some “spare” time. One of mine happened in recent days. My choice was around spending hours boning up on planning laws to try to determine whether a neighbour’s knockdown and […]

Hold off on bat strategy

Bruce Brammall, The West Australian, 29 October, 2018 Sometimes, a bit of toughness is needed to get your point across. You need to send a strong message, because nice isn’t cutting it. Sure, try silent treatment. Persuasive argument. Carrots and sticks. Screaming, ranting and raving has its place. Ask my DebtKids. I don’t think they […]

A baseball bat for property buyers?

Bruce Brammall, The West Australian, 29 October, 2018   Sometimes, a bit of toughness is needed to get your point across. You need to send a strong message, because nice isn’t cutting it. Sure, try silent treatment. Persuasive argument. Carrots and sticks. Screaming, ranting and raving has its place. Ask my DebtKids. I don’t think […]

Lessons learned after sweet spend leaves sour taste

  Bruce Brammall, The West Australian, 8 October, 2018 Mrs Debtman recently came to me with a concerning scenario. About her spending habits. Oh, God, where would I start? Hang on, is this one of those no-win questions? Could the wrong answer end my marriage? “I took out $500 on Friday and there’s only $120 […]

Not all advisers are bad apples

Bruce Brammall, The West Australian, 24 September, 2018 I won’t defend stupidity. I despise laziness. Watching deceit in action makes my skin crawl. And I tend to smell most bullshit from a long, long way away. My son, DebtBoy, is finding out about my “bullshit” meter on a regular basis now. “Dad was your age […]

Don’t fall into the cash parent trap

Bruce Brammall, The West Australian, 27 August, 2018   My understanding was that I should have been obscenely rich – an heir to an unearned fortune worth squillions. Piles of gold bigger than Scrooge McDuck’s. The Brammalls (or Bramalls) of Sheffield, United Kingdom, were apparently wealthy land owners during the time of the city’s peak […]

Industry clean-out is a good thing

Bruce Brammall, The West Australian, 13 August, 2018 Sometimes the rules of any game need an update. It’s just time to raise the bar. To modernise and improve. It can cause a bit of havoc. The bigger the change, the more difficult the transition. Some players will give up because they can’t adjust. Others will […]