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Category: Newsletters

Super fund property gearing: A long-term play

Bruce Brammall, 13 November, 2019, Eureka Report   SUMMARY: Super fund property gearing is still an effective, legitimate, strategy. With property markets rebounding, could it deliver rewards for you? In recent times, “super fund property gearing” has become a dirty phrase. For two years, until recently, property prices in the two biggest markets of Sydney […]

Transferring assets to your SMSF

Bruce Brammall, 16 October, 2019, Eureka Report SUMMARY: In-specie transfers to your SMSF should be back on the table, particularly for employees. The world’s entered a time-warp dimension when just the franking credits on a parcel of shares in a super fund are giving better returns than cash. Buy some Westpac shares and you’ll get […]

Partners in life and partners in super

Bruce Brammall, 18 September, 2019, Eureka Report   SUMMARY: Partners in life and partners in super, Part II. Two more strategies for better super balances and bigger government pensions. Sometimes by giving a little ground in a relationship, you can both come out bigger overall winners. That doesn’t seem to be working too well for […]

Where the super tide is flowing

Bruce Brammall, 4 September, 2019, Eureka Report SUMMARY: Funds flow to industry funds, in wake of Royal Commission making “choice” funds a tough case. Self-managed and retail superannuation funds have suffered big swings against them in the latest industry statistics. The two sectors at the “choice” end of the super spectrum posted anaemic growth rates […]

Two super strategies for couples

Bruce Brammall, 21 August, 2019, Eureka Report SUMMARY: Partners in life and partners in super – two strategies to maximise tax-free super in your marriage. Superannuation is often seen as an individual sport – one person fighting to create the biggest pot they can. But played right, for couples, super should be a team sport. […]

Changes to LRBAs

Bruce Brammall, 7 August, 2019, Eureka Report     SUMMARY: Restrictions on contributions for SMSFs with LRBAs are about to increase. What you need to know now for fresh borrowings. DIY super investors might be forced to sell other fund assets to repay property loans, under new laws designed to further restrict contributions. The Morrison […]

Did your SMSF top a return of 9.16 per cent?

Bruce Brammall, 24 July, 2019, Eureka Report               SUMMARY: Being the “right kind” of defensive paid well for super fund investors last year. Did your SMSF top a return of 9.16%? It’s not often that defensive investors will be as well rewarded as they were last financial year. It’s […]

Cash is dead, so where to next?

Bruce Brammall, 10 July, 2019, Eureka Report   SUMMARY: Cash is dead. But where do you go if you’re looking to take extra risk? And how much do you risk do you really want to take? Whoa, cash is definitely dead. Even if it had a pulse in recent years, which is doubtful, it’s definitely […]

How to protect your super

Bruce Brammall, 12 June, 2019, Eureka Report   SUMMARY: Time to do an urgent stocktake of your personal risk insurance – particularly whatever you’re holding in super. Billions of dollars of insurance was automatically cancelled at the end of the financial year. Bizarre, but true. The government-imposed mass extermination of insurance policies hit on 1 July. […]

The leaders super stuff up

Bruce Brammall, 15 May, 2019, Eureka Report SUMMARY: Double “gotcha!” moment on the campaign trail! Sadly, proving neither leader understood their own superannuation policies. One of the great problems with superannuation’s complexity is that the chief idiots-in-charge don’t actually understand what it is they’re making rules about. Superannuation has tripped up many on the campaign trail […]