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Category: Newsletters

Super access rules may broaden

Bruce Brammall, 28 November, 2018, Eureka Report SUMMARY: Women’s access to super in tough times – divorce and domestic violence – should be improved under new recommendations. A better superannuation deal for women is on the cards, with the government considering several changes regarding divorce and domestic violence. Domestic violence victims could be added to […]

Busting five myths about SMSFs

Bruce Brammall, 21 November, 2018, Eureka Report SUMMARY: New survey aims to bust a few myths about running SMSFs, and shows how much work is really involved. DIY super fund trustees are spending more than eight hours a month running their retirement savings, a new survey shows. About two hours a week is what trustees […]

Debunking LRBAs

Bruce Brammall, 14 November, 2018, Eureka Report SUMMARY: The winds of change might be sweeping through, but geared DIY super property investment is not dead. So many misconceptions. Property markets are in falling in some major cities. And conditions in the lending market mean it is harder to get funding. Both of which are posing […]

Super changes have made dying more complex

Bruce Brammall, 7 November, 2018, Eureka Report     SUMMARY: What you need to know and do about your super before you die – super estate planning basics. Death is never easy for those left behind. And when it comes to superannuation and death benefits, it’s become a whole lot messier in recent times. The […]

Why Australia’s pension ranking slipped

Bruce Brammall, 24 October, 2018, Eureka Report SUMMARY: Australia’s retirement income system scores a B, losing our spot on the podium to Finland. Ballooning household debt and tougher testing for government pensions have seen Australia’s retirement incomes system marked down in an international survey. Australia gave up the third spot on the podium this year […]

Key arguments for and against setting up a SMSF

Bruce Brammall, 17 October, 2018, Eureka Report SUMMARY: Three reasons that should, and three reasons that should not, be why you might set up a SMSF. It might seem like a self-managed super fund is the trend. And if everyone else seems to be doing it, surely you can do it to. Not so fast. […]

A court unlocks the sole purpose test

Bruce Brammall, 10 October, 2018, Eureka Report SUMMARY: Is the Aussiegolfa decision a small crack in the dam for SMSFs wanting to lease residential properties to related parties? DIY funds have always operated under a simple rule when it comes to residential property – never, ever, lease it to a related party. Just steer clear, […]

ATO plays chief SMSF detective

Bruce Brammall, 3 October, 2018, Eureka Report   SUMMARY: ATO cuts some new DIY fund members off at the knees, while those with multiple SMSFs given a fair warning. The Taxman occasionally likes to remind us that he’s no dummy. He knows what’s goin’ on, in the Big Brother sense. In these times of Big […]

Another lender bites the LRBA dust

Bruce Brammall, 26 September, 2018, Eureka Report     SUMMARY: AMP exits the SMSF lending market, increasing risks for LRBA borrowers. Some signs are beginning to look a bit ominous for DIY super property investors. Another major lender left the playing field yesterday (Tuesday), reducing a significant option for trustees looking to use self-managed super […]

SMSFs are outperforming peers

Bruce Brammall, 19 September, 2018, Eureka Report SUMMARY: SMSFs pull ahead on performance, as trustees adjust to rule changes to play the game smarter, with better advice. Active investment and contribution decisions by DIY trustees in recent years are leading to outperformance and better tax outcomes. Self-managed superannuation funds have embraced the new deductible super […]