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Category: Eureka Report

Transition to retirement still makes sense

Bruce Brammall, 7 March, 2018, Eureka Report     SUMMARY: Transition to retirement still makes sense. And not doing so, for some, would be like leaving money lying around on the ground. Some of the fun in transition to retirement pensions was surgically removed last year. But not all of it. TTR strategies are still […]

Strategies to avoid a super “death tax”

Bruce Brammall, 28 February, 2018, Eureka Report SUMMARY: Strategies to avoid our “death tax” on super. If you don’t like donating extra to the Tax Office, and particularly not after you die (the blood-hungry scoundrels), then do I have some news for you! Unlike many countries, Australia does not have a death tax. Not officially […]

The golden geared property question

 Bruce Brammall, 21 February, 2018, Eureka Report   SUMMARY: Why are trustees still drawn to geared property in super? It’s still all about the investment. But here’s how the numbers look. We all know that property investment inside super is going to look different to the same investment in your own name. How can it […]

The SMSF lending slowdown

 Bruce Brammall, 14 February, 2018, Eureka Report   SUMMARY: Are SMSFs being held back from entering the property market? Yes, absolutely. Is this a bad thing? That’s less certain. You don’t have to go back far to find screaming headlines that DIY funds were the devil responsible for pushing property prices ever higher. And, as […]

The super future is looking bleaker

Bruce Brammall, 31 January, 2018, Eureka Report     SUMMARY: Prepared for the next round of super changes? Here’s a sniff of what’s in store. We’ve just been delivered a glimpse into the future of superannuation – at least as our national mandarins see it. It ain’t pretty. And that’s a positive spin. It’s uglier […]

Five reasons to fix an old trust deed

Bruce Brammall, 24 January, 2018, Eureka Report       SUMMARY: Update your ageing trust deed? Why do that? Here are the top five reasons you should … and the disasters not doing so can cause. Some of us probably overdo some pretty mundane jobs. While others probably leave way-too-long chores largely considered by most […]

8 super tips for 2018

Bruce Brammall, 13 December, 2017, Eureka Report               SUMMARY: Look forward, not back. The year coming will be an important one for SMSF trustees to be REALLY paying attention. We’re not going to look back. It is too traumatic. Shudder. There is too much carnage in the rear-view mirror […]

Two new super measures to hit home

Bruce Brammall, 13 December, 2017, Eureka Report   SUMMARY: A win for older Australians, but probably at the expense of first-home buyers. You hardly call it an all-out war on property prices. In reality, it’s impact is barely likely to be felt. Like an earthquake measuring “2” on the Richter scale – not commonly felt […]

The new super catch-up property combo

 Bruce Brammall, 29 November 2017, Eureka Report SUMMARY: Property investors have two new super tools available to cut their capital gains. Here’s how to plan to save CGT. Property investors don’t get a lot of sympathy in general. And, okay, it’s a bit understandable. In recent decades, property investors have made squillions, as property markets […]

The new rules on sacrificing

Bruce Brammall, 22 November 2017, Eureka Report SUMMARY: The new personal deductible contribution rules will be a big boost for your super. But there are some complexities. Bright spots were few and far between in the recent super upheaval – but the new allowances for personal deductible contributions topped the list. Another was the “five-year […]