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Category: Eureka Report

Should you buy insurance inside super?

Bruce Brammall, 12 September, 2018, Eureka Report   SUMMARY: Concessional contribution limit reductions have made the call on insurance inside super a tougher decision. Here’s what you need to consider. Life insurance is a beast that has been smashed from pillar to post in recent times. Commissions have been demonised and reformed, with more reform […]

Will Labor hurt your super?

  Bruce Brammall, 5 September, 2018, Eureka Report SUMMARY: Time to start considering the impact of a Labor victory at the next election on your investment portfolio. The dust is settling on the brutal shenanigans in Canberra of the last fortnight. And the likely impact on your super is becoming clearer. The change in prime […]

Selling a property into your super fund

Bruce Brammall, 29 August, 2018, Eureka Report   SUMMARY: Are you considering selling property to get money into super? Here’s what you need to consider. It is rare that no-one has any regret about a life of successful investing. In hindsight, there will always have been missed opportunities, or the one that got away. There […]

Old age needn’t be a fiscal drag

Bruce Brammall, 15 August, 2018, Eureka Report SUMMARY: Will we spend money like drunken sailors in retirement? Surprisingly, not as many of us as we’d think. There’s not much about retirement figures nowadays that could truly surprise me. Most numbers are just progressions, updates of what we’ve seen before. Up a bit. Down a bit. […]

How to minimise the impact of the ‘death tax’

Bruce Brammall, 8 August, 2018, Eureka Report   SUMMARY: Running multiple pensions and drawdowns can deliver a better taxable result for beneficiaries after you’ve checked out. Superannuation, as we know, is a tax play. In return for restricted access to our retirement savings, the government taxes super “lightly”. It’s not only while we’re alive and […]

Pension now, not so fast

  Bruce Brammall, 1 August, 2018, Eureka Report SUMMARY: Should you turn on a super pension? Not the simple question it used to be. You’ve hit round about that age and your super is sort of hanging out there like a ripe fruit ready to pluck off the tree. But just because it’s there, do […]

Crunching SMSF returns for FY18

Bruce Brammall, 25 July, 2018, Eureka Report SUMMARY: A positive year all all asset classes. How did you perform as SMSF investment manager? Did you beat 8.25%? Nothing blew anything out of the park, but it was a solid year across investment markets. You should have every reason to smile. Unlike last year, when fixed […]

Beware SMSF property sharks

Bruce Brammall, 18 July, 2018, Eureka Report     SUMMARY: Property and gearing are on the nose, but it doesn’t mean good property isn’t the right solution for savvy investors. When it comes to superannuation, we’re all aware now that when the tide turns, it can happen quickly. Government decisions to reduce contribution limits are […]

The super deadline is now

Bruce Brammall, 20 June, 2018, Eureka Report   SUMMARY: Grand final time for superannuation contributions. Are you ready? The traditional cold sweats/mad panics of the back-end of June have passed by now. For so many, in so many aspects of your financial life – business, personal and SMSF – you should have been looking for those last-minute […]

A new SMSF viability threshold

Bruce Brammall, 13 June, 2018, Eureka Report SUMMARY: Is $1 million the new “viability threshold” for a SMSF? I’m going to start with what I hope is an unarguable fact: Many SMSFs should never have been set up in the first place. I don’t know for certain what the actual percentage would be. I would […]