Bruce Brammall, The West Australian, 8 October, 2018 Mrs Debtman recently came to me with a concerning scenario. About her spending habits. Oh, God, where would I start? Hang on, is this one of those no-win questions? Could the wrong answer end my marriage? “I took out $500 on Friday and there’s only $120 […]
Bruce Brammall, 3 October, 2018, Eureka Report SUMMARY: ATO cuts some new DIY fund members off at the knees, while those with multiple SMSFs given a fair warning. The Taxman occasionally likes to remind us that he’s no dummy. He knows what’s goin’ on, in the Big Brother sense. In these times of Big […]
Bruce Brammall, 26 September, 2018, Eureka Report SUMMARY: AMP exits the SMSF lending market, increasing risks for LRBA borrowers. Some signs are beginning to look a bit ominous for DIY super property investors. Another major lender left the playing field yesterday (Tuesday), reducing a significant option for trustees looking to use self-managed super […]
Bruce Brammall, The West Australian, 24 September, 2018 I won’t defend stupidity. I despise laziness. Watching deceit in action makes my skin crawl. And I tend to smell most bullshit from a long, long way away. My son, DebtBoy, is finding out about my “bullshit” meter on a regular basis now. “Dad was your age […]
Bruce Brammall, 19 September, 2018, Eureka Report SUMMARY: SMSFs pull ahead on performance, as trustees adjust to rule changes to play the game smarter, with better advice. Active investment and contribution decisions by DIY trustees in recent years are leading to outperformance and better tax outcomes. Self-managed superannuation funds have embraced the new deductible super […]
Bruce Brammall, 12 September, 2018, Eureka Report SUMMARY: Concessional contribution limit reductions have made the call on insurance inside super a tougher decision. Here’s what you need to consider. Life insurance is a beast that has been smashed from pillar to post in recent times. Commissions have been demonised and reformed, with more reform […]
Bruce Brammall, 5 September, 2018, Eureka Report SUMMARY: Time to start considering the impact of a Labor victory at the next election on your investment portfolio. The dust is settling on the brutal shenanigans in Canberra of the last fortnight. And the likely impact on your super is becoming clearer. The change in prime […]
Bruce Brammall, 29 August, 2018, Eureka Report SUMMARY: Are you considering selling property to get money into super? Here’s what you need to consider. It is rare that no-one has any regret about a life of successful investing. In hindsight, there will always have been missed opportunities, or the one that got away. There […]
Bruce Brammall, The West Australian, 27 August, 2018 My understanding was that I should have been obscenely rich – an heir to an unearned fortune worth squillions. Piles of gold bigger than Scrooge McDuck’s. The Brammalls (or Bramalls) of Sheffield, United Kingdom, were apparently wealthy land owners during the time of the city’s peak […]
Bruce Brammall, 15 August, 2018, Eureka Report SUMMARY: Will we spend money like drunken sailors in retirement? Surprisingly, not as many of us as we’d think. There’s not much about retirement figures nowadays that could truly surprise me. Most numbers are just progressions, updates of what we’ve seen before. Up a bit. Down a bit. […]
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