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Category: Articles

Here’s hoping you get a tax bill

Bruce Brammall, The West Australian, 26 November, 2018 If you’ve got a big investment property decision to make heading into retirement, I hope you’ve got a huge tax bill coming. I’m not being nasty! It’s certainly way better than the alternative. What you don’t want heading into retirement is to be sitting on a capital […]

Busting five myths about SMSFs

Bruce Brammall, 21 November, 2018, Eureka Report SUMMARY: New survey aims to bust a few myths about running SMSFs, and shows how much work is really involved. DIY super fund trustees are spending more than eight hours a month running their retirement savings, a new survey shows. About two hours a week is what trustees […]

Debunking LRBAs

Bruce Brammall, 14 November, 2018, Eureka Report SUMMARY: The winds of change might be sweeping through, but geared DIY super property investment is not dead. So many misconceptions. Property markets are in falling in some major cities. And conditions in the lending market mean it is harder to get funding. Both of which are posing […]

Need to bridge gaps

Bruce Brammall, The West Australian, 12 November, 2018   A couple of times a year, we all face some big choices about how to blow some “spare” time. One of mine happened in recent days. My choice was around spending hours boning up on planning laws to try to determine whether a neighbour’s knockdown and […]

Super changes have made dying more complex

Bruce Brammall, 7 November, 2018, Eureka Report     SUMMARY: What you need to know and do about your super before you die – super estate planning basics. Death is never easy for those left behind. And when it comes to superannuation and death benefits, it’s become a whole lot messier in recent times. The […]

Hold off on bat strategy

Bruce Brammall, The West Australian, 29 October, 2018 Sometimes, a bit of toughness is needed to get your point across. You need to send a strong message, because nice isn’t cutting it. Sure, try silent treatment. Persuasive argument. Carrots and sticks. Screaming, ranting and raving has its place. Ask my DebtKids. I don’t think they […]

A baseball bat for property buyers?

Bruce Brammall, The West Australian, 29 October, 2018   Sometimes, a bit of toughness is needed to get your point across. You need to send a strong message, because nice isn’t cutting it. Sure, try silent treatment. Persuasive argument. Carrots and sticks. Screaming, ranting and raving has its place. Ask my DebtKids. I don’t think […]

Why Australia’s pension ranking slipped

Bruce Brammall, 24 October, 2018, Eureka Report SUMMARY: Australia’s retirement income system scores a B, losing our spot on the podium to Finland. Ballooning household debt and tougher testing for government pensions have seen Australia’s retirement incomes system marked down in an international survey. Australia gave up the third spot on the podium this year […]

Key arguments for and against setting up a SMSF

Bruce Brammall, 17 October, 2018, Eureka Report SUMMARY: Three reasons that should, and three reasons that should not, be why you might set up a SMSF. It might seem like a self-managed super fund is the trend. And if everyone else seems to be doing it, surely you can do it to. Not so fast. […]

A court unlocks the sole purpose test

Bruce Brammall, 10 October, 2018, Eureka Report SUMMARY: Is the Aussiegolfa decision a small crack in the dam for SMSFs wanting to lease residential properties to related parties? DIY funds have always operated under a simple rule when it comes to residential property – never, ever, lease it to a related party. Just steer clear, […]